CENTURY 21 Edge
$549,0001 bd1 ba728 sqft$754 /sqft≈$5,197 /mo all-in ↓

5830 MIDNIGHT PASS ROAD UNIT 18, SARASOTA, FL, 34242

Active6 days on marketListed Oct 4, 2026MLS #A4706335

Fully furnishedCondominiumJAMAICA ROYALE

About this home

5830 MIDNIGHT PASS ROAD UNIT 18

The nicest 1-BR villa at the beautiful Jamaica Royale on Siesta Key -and- SELLER FINANCING AVAILABLE -- at the #1 Beach in America! This beautifully renovated ground floor 1-bedroom villa is offered completely turnkey furnished and has been used exclusively by the owner and maintained as a personal beach retreat. / The renovation features an impressive collection of upgrades and high-end finishes, including Crema Marfil chiseled-edge marble floors, blue quartz kitchen countertops, a striking mother-of-pearl kitchen backsplash, beautiful white shaker kitchen cabinets, and recessed lighting. The bathroom is beautifully finished in natural travertine stone with frameless glass shower doors and a hydro-flush toilet. The kitchen is equipped with brand new stainless-steel appliances, including an LG counter-depth refrigerator. Also featured are impact windows and doors, a brand-new A/C system, new Rheem 50-gallon water heater, and new Whirlpool stackable washer/dryer. The villa is furnished with brand-new furniture, including two queen beds and a 75-inch flat-screen TV. Everything is in place for your immediate personal enjoyment or rental use. / With strong demand for vacation rentals on Siesta Key, this property offers estimated rental income of $50,000–$60,000 annually, while still providing the opportunity to enjoy it personally as desired. An onsite professional rental office provides convenient year-round rental management, or owners may choose to self-manage their rentals. / Jamaica Royale is a direct oceanfront gated community, and offers an exceptional beachfront lifestyle with its private beach and powder-soft white quartz sand, direct frontage to the Gulf of Mexico's crystal-clear waters, three heated swimming pools, resort-style amenities, community gas-grills, recreational facilities, and stunning Gulf sunsets. New carports are currently anticipated for 2027. No milestone inspections. The very desirable Building 1-22 villa row offers exceptionally close and convenient beach access -and- south facing patio sunshine. / Whether you are looking for a turnkey Siesta Key beach retreat or an income-producing vacation rental, this exceptionally well-appointed completely-renovated villa combines a premier beach location, brand-new furnishings, and the flexibility to enjoy the property yourself and/or generate rental income. / This is a fantastic opportunity to own quality beachfront real estate at the #1 Beach in America. With SELLER FINANCING AVAILABLE, don’t miss this one!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

728

Sqft

5.97 ac

Lot size

1960

Year built

One

Levels

$754

Per sqft

FurnishedPets allowed

Inside

FlooringMarble
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorLighting · Outdoor Grill

Community & fees

HOA fee$1,232/mo
Taxes (2025)$3,964/yr
PetsNumber Limit, Size Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,197 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$330
Condo fee — from the listing$1,232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$5,197/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$330
HOA / condo fee$1,232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$359KedgeAI estimate $415,214 · range $374K–$457K$571K

vs edgeAI estimate

+32.2%

$/sqft vs Sarasota actives

$754 vs $384

Days on market

6 vs 85 typical

Where $754/sqft sits among the 400 Sarasota actives

206
67
49 · this home
32
13
33
$158–410$410–662$662–914$914–1166$1166–1417$1417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

204 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 4, 2026Listed at $549,000 · 6 days on market since
1960Built · JAMAICA ROYALE

Reality check

What actually sold near 5830 MIDNIGHT PASS ROAD UNIT 18

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5830 MIDNIGHT PASS ROAD UNIT 25Sold · Jun ’26

$522,500

5830 MIDNIGHT PASS ROAD UNIT 25 · same community

1 bd · 1 ba · 728 sqft · $718/sqft · 255 DOM

5830 MIDNIGHT PASS ROAD UNIT 63Sold · Aug ’26

$550,000

5830 MIDNIGHT PASS ROAD UNIT 63 · same community

1 bd · 1.5 ba · 728 sqft · $755/sqft · 181 DOM

5830 MIDNIGHT PASS ROAD UNIT 101Sold · Nov ’25

$560,000

5830 MIDNIGHT PASS ROAD UNIT 101 · same community

2 bd · 2 ba · 921 sqft · $608/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5830 MIDNIGHT PASS ROAD UNIT 18 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5830 MIDNIGHT PASS ROAD UNIT 18 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5830 MIDNIGHT PASS ROAD UNIT 18 FAQs

What would the monthly payment be for 5830 MIDNIGHT PASS ROAD UNIT 18?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,197/mo — principal and interest, the actual property-tax bill, the $1,232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5830 MIDNIGHT PASS ROAD UNIT 18?+

The association fee works out to $1,232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5830 MIDNIGHT PASS ROAD UNIT 18?+

The most recent tax bill on record (2025) was $3,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5830 MIDNIGHT PASS ROAD UNIT 18?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $549,000, this home is priced right at the Sarasota median.

Which schools are assigned to 5830 MIDNIGHT PASS ROAD UNIT 18?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$549,000 runs 36% above the SARASOTA 34242 median.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Know the monthly fee

The association fee is $1,232/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 6 days on market in a Sarasota market that averages 85 — if it fits, move quickly.

05Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MANGROVE REALTY ASSOCIATES · Steve Thomas. MLS #A4706335.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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