CENTURY 21 Edge
$165,0002 bd2 ba924 sqft$179 /sqft≈$1,493 /mo all-in ↓

23 SIESTA CIRCLE W, OSPREY, FL, 34229

Active19 days on marketListed Sep 23, 2026MLS #A4706691

✦ Priced 74% below the OSPREY 34229 medianFully furnishedManufactured HomeARBORS

About this home

23 SIESTA CIRCLE W

Welcome home to this charming fully furnished 2-bedroom, 2-bath mobile home, built in 2001 and located in the friendly and active Arbors Mobile Home Park in beautiful Osprey, Florida. Featuring an inviting open floor plan, this home offers comfortable living spaces filled with natural light from an abundance of windows. Luxury vinyl plank flooring flows throughout the living areas, creating a clean and cohesive look. The kitchen opens seamlessly to the living and dining areas, making entertaining and everyday living easy. The dining room features a built-in buffet with both lower and upper-glass-front cabinets, providing attractive display space and convenient storage. The primary suite includes a single vanity and walk-in shower, while cathedral ceilings add to the home's open and airy feel. An interior laundry area adds everyday convenience. Outside, a charming shed provides additional storage, and the newer carport, added in 2025, offers covered parking. The AC was replaced in 2024 for added peace of mind. Enjoy the Florida lifestyle in The Arbors, a welcoming 55+ community with a variety of amenities and an active social calendar offering plenty of opportunities to meet neighbors and stay involved. Enjoy the clubhouse, swimming pool, shuffleboard courts and fitness area. Ideally situated between Sarasota and Venice, you’ll have easy access to boutique stye shopping, multiple dining options, theaters, performing arts venues, and stunning Gulf beaches. Everything you love about the Florida lifestyle just minutes away. This is relaxed, low-maintenance living in a welcoming community. Come see why so many love calling The Arbors home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

924

Sqft

0.09 ac

Lot size

2001

Year built

One

Levels

$179

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Luxury Vinyl · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationStem Wall
FacesEast
ExteriorPrivate Mailbox

Community & fees

HOA fee$215/mo
Taxes (2025)$883/yr
PetsCats OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,493 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$74
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,493/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$74
HOA / condo fee$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$119KedgeAI estimate $138,021 · range $124K–$152K$172K

vs edgeAI estimate

+19.5%

$/sqft vs Osprey actives

$179 vs $372

Days on market

19 vs 109 typical

Where $179/sqft sits among the 91 Osprey actives

31 · this home
31
16
4
1
8
$179–306$306–433$433–560$560–687$687–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Drive times from this address

Downtown Tampa≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

OSPREY 34229 — neighborhood snapshot

Population

7,237

Median age

65.5

Median income

$93,949

Median home value

$635,800

Avg household

2.06

Households w/ children

383

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★★
HighVenice Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$723K → $765K

Osprey median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

42 of 91

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 74% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Sep 23, 2026Listed at $165,000 · 19 days on market since
2001Built · ARBORS

Reality check

What actually sold near 23 SIESTA CIRCLE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

170 EDGEWOOD DRIVESold · Nov ’25

$155,000

170 EDGEWOOD DRIVE · same community

2 bd · 2 ba · 959 sqft · $162/sqft · 132 DOM

166 EDGEWOOD DRIVESold · May ’26

$158,000

166 EDGEWOOD DRIVE · same community

2 bd · 2 ba · 959 sqft · $165/sqft · 13 DOM

234 PALM AIR DRIVESold · May ’26

$110,000

234 PALM AIR DRIVE · same community

2 bd · 2 ba · 987 sqft · $111/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 23 SIESTA CIRCLE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 23 SIESTA CIRCLE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

23 SIESTA CIRCLE W FAQs

What would the monthly payment be for 23 SIESTA CIRCLE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,493/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 23 SIESTA CIRCLE W?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 23 SIESTA CIRCLE W?+

The most recent tax bill on record (2025) was $883. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 23 SIESTA CIRCLE W?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $165,000, this home is listed about 76% below the Osprey median of $700,000. The market section on this page shows how the area is trending.

Which schools are assigned to 23 SIESTA CIRCLE W?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OSPREY 34229 market on paper

$165,000 is 74% below the OSPREY 34229 median of $629,400, and at $179/sqft it sits under the Osprey average of $419.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Karen Geiger. MLS #A4706691.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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23 SIESTA CIRCLE W, OSPREY, FL — 2 Bed, 2 Bath — $165,000 | CENTURY 21 Edge