281 GERBER DAIRY ROAD, WINTER HAVEN, FL, 33880
Active0 days on marketListed Sep 22, 2026MLS #A4706754
About this home
281 GERBER DAIRY ROAD
Welcome to your own private piece of Florida! This unique property offers nearly 5 acres of space, privacy, and endless possibilities with **NO HOA**. Nestled away from the hustle and bustle, this property provides the room and freedom to enjoy a more private, country-style lifestyle while still being conveniently located near everything Winter Haven has to offer. The property features a spacious 3-bedroom, 2.5 bath home plus a detached shed that is currently being used as a she shed. With nearly 5 acres, there is plenty of room for outdoor activities, pets, gardening, recreational equipment, or simply enjoying the peace and privacy of your surroundings. The Pool area also features an outdoor half bath for convenience! Enjoy easy access to Winter Haven's famous **Chain of Lakes**, offering boating, fishing, kayaking and scenic water activities. You're also conveniently located near **LEGOLAND Florida Resort, Peppa Pig Theme Park, SEA LIFE Florida, downtown Winter Haven, local parks, shopping and dining**. For nature lovers, nearby attractions include scenic lakefront parks and trails, while **Bok Tower Gardens** is just a short drive away in Lake Wales. Winter Haven's central location also provides convenient access to the greater Central Florida area, including Orlando and Tampa. If you've been searching for acreage, privacy, flexibility and no HOA while remaining close to Central Florida attractions, this property offers a rare opportunity to enjoy it all.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,690
Sqft
4.98 ac
Lot size
2
Garage
2016
Year built
One
Levels
$260
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,566 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,566/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33880 — neighborhood snapshot
Population
42,336
Median age
36.5
Median income
$56,803
Median home value
$200,900
Avg household
2.8
Households w/ children
5,516
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the WINTER HAVEN 33880 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 281 GERBER DAIRY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 281 GERBER DAIRY ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
281 GERBER DAIRY ROAD FAQs
What would the monthly payment be for 281 GERBER DAIRY ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 281 GERBER DAIRY ROAD?+
The most recent tax bill on record (2025) was $4,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $700,000, this home is listed about 146% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 281 GERBER DAIRY ROAD?+
Denison Middle School (middle), Winter Haven Senior High School (high), John Snively Elementary (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$700,000 runs 204% above the WINTER HAVEN 33880 median — but at 2,690 sqft it's also 61% larger than the typical Winter Haven listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Winter Haven market that averages 48 — if it fits, move quickly.
Listing courtesy of EXP REALTY LLC · Melissa Mariano, LLC. MLS #A4706754.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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