CENTURY 21 Edge
$2,100,0003 bd3.5 ba2,950 sqft$712 /sqft≈$14,484 /mo all-in ↓

3617 FAIR OAKS PLACE, LONGBOAT KEY, FL, 34228

Active14 days on marketListed Sep 28, 2026MLS #A4706856

WaterfrontPrivate poolSingle Family ResidenceQUEENS HARBOUR

About this home

3617 FAIR OAKS PLACE

Virtually Staged. Tucked within the highly sought after Queens Harbour enclave of Bay Isles, this exceptional residence captures the effortless elegance and relaxed sophistication of the Longboat Key lifestyle. Queens Harbour offers the rare combination of single-family living with a low-maintenance lifestyle, including landscaping, irrigation, and exterior painting. Grand double entry doors open to nearly 3,000 square feet of beautifully refreshed interiors, where soaring 12- to 15-foot ceilings, abundant natural light, serene water views, and refined architectural details create an immediate sense of space and tranquility. Newly installed wood-look porcelain tile flows throughout the living and dining rooms, den, and first-floor bedrooms, bringing warmth and continuity to the home. At the heart of the residence, the newly renovated kitchen pairs sophisticated design with exceptional functionality. Quartz countertops, a dramatic waterfall island, second prep sink, new backsplash, and stainless steel appliances create an inviting space for cooking and entertaining. An adjoining breakfast nook is framed by a bay window overlooking the pool and lake. The thoughtfully designed split floor plan features three private en-suite bedrooms, a powder room, and an elegant den or office with custom cabinetry that may also serve as a fourth bedroom. The first-floor owner’s suite enjoys direct lanai access and tranquil lake views, complemented by a spa-inspired bath with dual vanities, soaking tub, and spacious walk-in shower. A second en-suite bedroom on the main level provides privacy and comfort for guests. The upper level features an additional en-suite bedroom and flexible living area, creating a secluded retreat ideal for guests, extended stays, or multigenerational living. Outdoors, the expansive screened lanai embraces the home’s peaceful waterfront setting. A heated pool and spa overlook the lake and fountain, while a generous covered sitting area with tongue-and-groove ceiling and coordinating accent wall provides an inviting setting for entertaining or relaxing. A 2023 tile roof adds to the home’s thoughtful updates and long-term appeal. Ownership in Bay Isles includes access to the private Bay Isles Beach Club and its pristine Gulf shoreline. Optional membership to the Longboat Key Club offers golf, tennis, dining, resort amenities, and access to Harbourside Marina. Ideally situated in the heart of Longboat Key, the home is convenient to the shops and everyday amenities of Bay Isles, with St. Armands Circle and downtown Sarasota’s acclaimed dining, arts, and cultural offerings just a scenic drive away. Boating, kayaking, fishing, waterfront dining, and some of Florida’s most beautiful beaches are all within easy reach. A refined island residence offering the privacy of a single-family home, the ease of low-maintenance living, and the exceptional lifestyle that defines Bay Isles and Longboat Key.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,950

Sqft

0.28 ac

Lot size

2

Garage

1995

Year built

Two

Levels

$712

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Natural Gas · Zoned

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationBlock · Slab · Stem Wall
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level · Guest · On Street · Open
ExteriorHurricane Shutters · Irrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$833/mo
Taxes (2025)$16,463/yr
PetsCats OK, Dogs OK, Yes
CommunityLake · Water Access · Waterfront · Association Recreation - Owned · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$14,484 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property tax — 2025 actual bill$1,372
HOA fee — from the listing$833
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $210,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $210,000
Interest rate6.00%
Loan term

Estimated payment

$14,484/mo

Principal & interest$11,332
PMI (est., until 20% equity)$788
Property taxes (actual bill)$1,372
HOA / condo fee$833
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.1M
$1.8MedgeAI estimate $2,134,960 · range $1.9M–$2.3M$2.4M

vs edgeAI estimate

−1.6%

$/sqft vs Longboat Key actives

$712 vs $659

Days on market

14 vs 125 typical

Where $712/sqft sits among the 218 Longboat Key actives

102
50 · this home
32
12
6
16
$361–637$637–912$912–1187$1187–1462$1462–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

89 of 218

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 277% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $2,100,000 · 14 days on market since
1995Built · QUEENS HARBOUR

Reality check

What actually sold near 3617 FAIR OAKS PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3511 FAIR OAKS COURTSold · Jun ’26

$1,325,000

3511 FAIR OAKS COURT · same community

3 bd · 2.5 ba · 2,579 sqft · $514/sqft · 82 DOM

3598 FAIR OAKS LANESold · Aug ’26

$2,702,000

3598 FAIR OAKS LANE · same community

4 bd · 4 ba · 3,417 sqft · $791/sqft · 95 DOM

3620 FAIR OAKS PLACESold · Jun ’26

$2,900,000

3620 FAIR OAKS PLACE · same community

3 bd · 5.5 ba · 3,666 sqft · $791/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3617 FAIR OAKS PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3617 FAIR OAKS PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3617 FAIR OAKS PLACE FAQs

What would the monthly payment be for 3617 FAIR OAKS PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,484/mo — principal and interest, the actual property-tax bill, the $833/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3617 FAIR OAKS PLACE?+

The association fee works out to $833 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3617 FAIR OAKS PLACE?+

The most recent tax bill on record (2025) was $16,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3617 FAIR OAKS PLACE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $2,100,000, this home is listed about 143% above the Longboat Key median of $863,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3617 FAIR OAKS PLACE?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,100,000 runs 277% above the LONGBOAT KEY 34228 median — but at 2,950 sqft it's also nearly twice the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $833/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Ryan Heers. MLS #A4706856.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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