1102 BENJAMIN FRANKLIN DRIVE UNIT 810, SARASOTA, FL, 34236
Active8 days on marketListed Oct 2, 2026MLS #A4706938
About this home
1102 BENJAMIN FRANKLIN DRIVE UNIT 810
Beachfront Penthouse Perfection on Lido Key. Perched directly on the sands of Lido Key Beach, this beautifully reimagined 3-bedroom, 3-bath penthouse delivers priceless, uninterrupted Gulf views along with sweeping vistas to the south, a rare setting that feels like a permanent vacation. Fully renovated from the studs in 2022 and offered turnkey furnished, this residence is ready for you to simply arrive and start living the island life. Every detail was thoughtfully upgraded: wide-plank white oak LVP flooring flows throughout, complemented by all-new recessed lighting on dimmable switches for effortless ambiance. New 8-foot hurricane-impact sliders with Low-E, turtle-glass technology open the home to the water while remote-controlled privacy blinds (currently being installed) add convenience and comfort. Behind the walls, the transformation runs just as deep — all new plumbing, electrical, drywall, and insulation, giving you true peace of mind for years to come. The reconfigured, open-concept kitchen is made for entertaining, featuring stainless steel appliances, a farmhouse sink, quartz countertops, and custom cabinetry, all while framed by those same breathtaking Gulf views. The redesigned layout captures water views from nearly every room, stretching across the Intracoastal to Ted Sperling Park and Siesta Key beyond. Two spacious owner's suites, each with a private en-suite bath, offer flexibility and comfort for family or guests, and a high-efficiency Miele washer and dryer complete the move-in-ready package. Beyond your door, Lido Surf and Sand offers a full resort lifestyle: a beachfront heated pool and spa, saunas, a well-equipped fitness room, and a private beach outfitted with lounge chairs. The community's social calendar keeps life vibrant, with movie nights, dinners, BBQs, theatre outings, water aerobics, yoga, and more. This pet-friendly building recently completed a comprehensive 3-year concrete restoration and fresh exterior painting, so you can enjoy carefree island living for years ahead. Just steps away, Lido Key's finest dining, boutique shopping, and scenic biking and walking paths await. All the best of Sarasota's coastal lifestyle, right at your doorstep.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,982
Sqft
3.8 ac
Lot size
1
Garage
1976
Year built
One
Levels
$959
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,794 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,794/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.1%
$/sqft vs Sarasota actives
$959 vs $391
Days on market
8 vs 85 typical
Where $959/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lido Key
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Lido Key — neighborhood snapshot
Population
1,257
Median age
68
Median income
$250,001
Median home value
$1,127,100
Avg household
2
Households w/ children
18%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
195 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1102 BENJAMIN FRANKLIN DRIVE UNIT 810
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,450,000
1102 BENJAMIN FRANKLIN DRIVE UNIT 310 · same community
3 bd · 3 ba · 1,763 sqft · $822/sqft · 223 DOM
Sold · Dec ’25$950,000
1104 BENJAMIN FRANKLIN DRIVE UNIT 519 · same community
2 bd · 2 ba · 1,456 sqft · $652/sqft · 220 DOM
Sold · Jul ’26$1,250,000
1100 BENJAMIN FRANKLIN DRIVE UNIT 604 · same community
2 bd · 2 ba · 1,456 sqft · $859/sqft · 237 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1102 BENJAMIN FRANKLIN DRIVE UNIT 810 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1102 BENJAMIN FRANKLIN DRIVE UNIT 810 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1102 BENJAMIN FRANKLIN DRIVE UNIT 810 FAQs
What would the monthly payment be for 1102 BENJAMIN FRANKLIN DRIVE UNIT 810?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,794/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1102 BENJAMIN FRANKLIN DRIVE UNIT 810?+
The most recent tax bill on record (2025) was $20,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1102 BENJAMIN FRANKLIN DRIVE UNIT 810?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $1,900,000, this home is listed about 245% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1102 BENJAMIN FRANKLIN DRIVE UNIT 810?+
Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,900,000 runs 138% above the SARASOTA 34236 median — but at 1,982 sqft it's also 18% larger than the typical Sarasota listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Ann Martin. MLS #A4706938.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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