CENTURY 21 Edge
$699,9002 bd2 ba1,232 sqft$568 /sqft≈$4,742 /mo all-in ↓

8750 MIDNIGHT PASS ROAD UNIT 501C, SARASOTA, FL, 34242

Active15 days on marketListed Sep 25, 2026MLS #A4706997

WaterfrontCondominiumTORTUGA

About this home

8750 MIDNIGHT PASS ROAD UNIT 501C

WELCOME TO TORTUGA ON SIESTA KEY, A TRUE TROPICAL COASTAL PARADISE! THIS 5TH-FLOOR 2-BEDROOM, 2-BATHROOM RESIDENCE SHOWCASES A SPRAWLING OPEN-CONCEPT LAYOUT WITH 1,232 SQUARE FEET OF LIVING SPACE, SWEEPING BEACH VIEWS, AND AN OVERSIZED 34-FOOT COMBINED LIVING AND FAMILY ROOM FILLED WITH NATURAL LIGHT. SITUATED ON OVER 3 ACRES OF DIRECT GULF-FRONT GROUNDS, THIS PROPERTY PRESENTS THE ULTIMATE BLEND OF ISLAND LUXURY AND RELAXATION. FRESHLY UPDATED WITH A MODERN COASTAL PALETTE, THE INTERIOR HIGHLIGHTS WOOD-LOOK LAMINATE FLOORS, CROWN MOLDING, NEUTRAL GREY ACCENTS, AND SLEEK CEILING FANS THROUGHOUT. THE PRIMARY SUITE SERVES AS A PRIVATE RETREAT FEATURING AN EXPANSIVE CLOSET WITH CUSTOM ORGANIZERS AND AN EN-SUITE BATHROOM WITH A GLASS-ENCLOSED WALK-IN SHOWER AND PEBBLE TILE FOOTING. THE SECOND BEDROOM AND FULL BATHROOM SHOWCASE PREMIUM FINISHES PERFECT FOR FAMILY OR GUESTS. INCLUDES A DEDICATED IN-UNIT LAUNDRY ROOM PLUS HURRICANE SHUTTERS FOR TOTAL PEACE OF MIND. THE TORTUGA COMMUNITY SHOWCASES RESORT-STYLE AMENITIES: DEEDED BEACH ACCESS DIRECTLY ONTO SIESTA KEY, AN INDOOR/OUTDOOR HEATED POOL, TENNIS COURTS, A CLUBHOUSE, AN ASSIGNED COVERED GARAGE SPACE, ELEVATOR ACCESS, AND A PRIVATE ENTRANCE. THE HOA FEE COVERS CABLE TV, INTERNET, WATER, SEWER, TRASH, PEST CONTROL, BUILDING MAINTENANCE, AND STRUCTURAL INSURANCE. CURRENT THREE DOCKS AVAILABLE FOR RENT FOR $300 PER YEAR UP TO 24 FT BOAT. EMBRACE THE ULTIMATE SIESTA KEY LIFESTYLE: WALK STRAIGHT ONTO THE SAND, ENJOY WATER ACTIVITIES, OR TAKE A SHORT DRIVE OVER STICKNEY POINT BRIDGE TO DOWNTOWN SARASOTA DINING, SHOPPING, AND ENTERTAINMENT. RENTAL-FRIENDLY (1-MONTH MINIMUM LEASE).CLOSE TO OPHELIAS WATERFRONT RESTAURANT AND TURTLE BEACH BOAT RAMP. COME EXPERIENCE COASTAL LIVING AT ITS FINEST!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,232

Sqft

2

Garage

1980

Year built

One

Levels

$568

Per sqft

WaterfrontWater view

Inside

FlooringOther
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Solid Surface Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Covered · Guest · Open · Underground
ExteriorOutdoor Shower · Private Mailbox · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$6,515/yr
PetsNo
CommunityBoat Slip · Dock · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,742 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$543
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,990
Interest rate6.00%
Loan term

Estimated payment

$4,742/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$543
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$488KedgeAI estimate $565,101 · range $509K–$616K$728K

vs edgeAI estimate

+23.9%

$/sqft vs Sarasota actives

$568 vs $387

Days on market

15 vs 88 typical

Where $568/sqft sits among the 400 Sarasota actives

205
67 · this home
50
32
13
33
$158–409$409–660$660–911$911–1162$1162–1413$1413+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Drive times from this address

Downtown Tampa≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34242 — neighborhood snapshot

Population

7,672

Median age

65.1

Median income

$122,143

Median home value

$995,900

Avg household

1.85

Households w/ children

339

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

206 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $699,900 · 15 days on market since
1980Built · TORTUGA

Reality check

What actually sold near 8750 MIDNIGHT PASS ROAD UNIT 501C

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8750 MIDNIGHT PASS ROAD UNIT 202Sold · Nov ’25

$425,000

8750 MIDNIGHT PASS ROAD UNIT 202 · same community

1 bd · 1 ba · 800 sqft · $531/sqft · 505 DOM

8750 MIDNIGHT PASS ROAD UNIT 102Sold · Mar ’26

$425,000

8750 MIDNIGHT PASS ROAD UNIT 102 · same community

1 bd · 1 ba · 800 sqft · $531/sqft · 51 DOM

8730 MIDNIGHT PASS ROAD UNIT 202ASold · May ’26

$410,000

8730 MIDNIGHT PASS ROAD UNIT 202A · same community

1 bd · 1 ba · 800 sqft · $513/sqft · 90 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8750 MIDNIGHT PASS ROAD UNIT 501C — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8750 MIDNIGHT PASS ROAD UNIT 501C — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8750 MIDNIGHT PASS ROAD UNIT 501C FAQs

What would the monthly payment be for 8750 MIDNIGHT PASS ROAD UNIT 501C?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,742/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8750 MIDNIGHT PASS ROAD UNIT 501C?+

The most recent tax bill on record (2025) was $6,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8750 MIDNIGHT PASS ROAD UNIT 501C?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $699,900, this home is listed about 27% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8750 MIDNIGHT PASS ROAD UNIT 501C?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,900 runs 73% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4706997.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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