CENTURY 21 Edge
$4,699,9995 bd4.5 ba4,000 sqft$1,175 /sqft≈$27,387 /mo all-in ↓

3360 BAYOU SOUND, LONGBOAT KEY, FL, 34228

Active17 days on marketListed Sep 25, 2026MLS #A4707025

✦ New constructionPrivate poolSingle Family ResidenceBAY ISLES

Come see it

Upcoming open houses

Sun, Oct 18

1:00 PM – 4:00 PM

New Construction and ready for occupancy! Come and see The Bay Isles Lifestyle!

Sun, Nov 1

1:00 PM – 4:00 PM

New Construction and ready for occupancy! Come and see The Bay Isles Lifestyle!

Sun, Nov 15

1:00 PM – 4:00 PM

New Construction and ready for occupancy! Come and see The Bay Isles Lifestyle!

Sun, Nov 29

1:00 PM – 4:00 PM

About this home

3360 BAYOU SOUND

Virtually Staged. Brand-new custom construction in Bay Isles? This is it. Introducing an exceptional new residence in one of Longboat Key’s most coveted gated communities. Designed for effortless coastal living, this sophisticated home combines coastal contemporary architecture, elevated construction above current flood requirements, an oversized homesite, and beautifully curated tropical gardens creating a private, resort-like setting. Inside, exceptional craftsmanship is evident throughout. The chef’s kitchen features a quartzite island, brass-strapped custom hood, panel-front refrigeration with fridge, freezer, and wine tower, vaulted beamed ceiling with concealed cove lighting and Thermador appliances. Designed to be a true masterpiece sure to impress. The great room showcases a walnut-clad fireplace wall, custom built-ins, wide-plank engineered wood floors, backlit tray ceiling, and expansive sliding glass doors opening to the outdoor living areas. The primary suite overlooking the tranquil back yard, offers a spa-inspired bath with freestanding soaking tub, rain shower, dual vanity, and customized walk-in closets. This floor plan also allows for an additional first floor primary or guest bedroom suite with custom full bath. The second floor offers three additional bedroom suites providing beautifully appointed accommodations for family and guests. Outdoors, the home becomes its own private resort. A covered lanai opens to a heated saltwater pool and spa, beautifully landscaped backyard with its own private putting green, and stainless-steel outdoor kitchen with built-in gas grill—an exceptional setting for entertaining, relaxing, or perfecting your short game at home. The location completes the experience. Set in south Longboat Key, the home is within walking distance of the Longboat Key Club, with golf, tennis, marina, dining, and beach club amenities nearby. Bay Isles residents also enjoy access to their own private Gulf-front Beach Club with powder-soft sand and spectacular Gulf waters. The Beach Club also provides bbq grills, pavilion, locker rooms, storage, and ice machine. New construction, exceptional design and quality, private beach access, and one of Longboat Key’s premier locations—this home offers a rare opportunity to enjoy the Bay Isles lifestyle from day one. Close to Sarasota International Airport, downtown dining and entertainment, and everything wonderful offered by the beloved St Armands Circle.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,000

Sqft

0.36 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$1,175

Per sqft

Private poolFireplacePets allowed

Inside

FlooringEngineered Hardwood · Porcelain Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingElectric

Outside & construction

RoofTile
ConstructionBlock · Stone · Stucco
FoundationSlab · Stem Wall
FacesWest
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$104/mo
Taxes (2026)$0/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Gated Community - Guard · No Truck/RV/Motorcycle Parking

Utilities & systems

UtilitiesCable Available · Sewer Connected · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$27,387 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$25,361
PMI (est., until 20% equity)$1,762
Property tax — 2026 actual bill$0
HOA fee — from the listing$104
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $470,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $470,000
Interest rate6.00%
Loan term

Estimated payment

$31,696/mo

Principal & interest$25,361
PMI (est., until 20% equity)$1,762
Est. property taxes$4,308
HOA / condo fee$104
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.7M
$2.8MedgeAI estimate $3,144,336 · range $2.9M–$3.5M$4.9M

vs edgeAI estimate

+49.5%

$/sqft vs Longboat Key actives

$1,175 vs $659

Days on market

17 vs 125 typical

Where $1,175/sqft sits among the 218 Longboat Key actives

102
51
31 · this home
12
6
16
$361–637$637–912$912–1187$1187–1462$1462–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

89 of 218

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 743% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $4,699,999 · 17 days on market since
2026Built · BAY ISLES

Reality check

What actually sold near 3360 BAYOU SOUND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

520 HARBOR CAY DRIVESold · Feb ’26

$3,300,000

520 HARBOR CAY DRIVE · same community

4 bd · 4.5 ba · 3,828 sqft · $862/sqft · 319 DOM

3531 BAYOU POINTESold · Oct ’25

$3,500,000

3531 BAYOU POINTE · same community

5 bd · 4.5 ba · 4,200 sqft · $833/sqft · 0 DOM

3281 BAYOU SOUNDSold · Dec ’25

$2,295,000

3281 BAYOU SOUND · same community

3 bd · 3.5 ba · 3,407 sqft · $674/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3360 BAYOU SOUND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3360 BAYOU SOUND — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3360 BAYOU SOUND FAQs

What would the monthly payment be for 3360 BAYOU SOUND?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,387/mo — principal and interest, estimated property taxes, the $104/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3360 BAYOU SOUND?+

The association fee works out to $104 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3360 BAYOU SOUND?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3360 BAYOU SOUND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $4,699,999, this home is listed about 444% above the Longboat Key median of $863,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3360 BAYOU SOUND?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,699,999 runs 743% above the LONGBOAT KEY 34228 median — but at 4,000 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Nicholle McKiernan. MLS #A4707025.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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