CENTURY 21 Edge
$3,700,0004 bd4 ba4,314 sqft$858 /sqft≈$23,566 /mo all-in ↓

650 OAKS CREEK COURT, OSPREY, FL, 34229

Active14 days on marketListed Sep 28, 2026MLS #A4707301

Private poolSingle Family ResidenceOAKS 2 PH 2

About this home

650 OAKS CREEK COURT

This custom-built 2024 masterpiece was thoughtfully designed to deliver the perfect balance of luxury, functionality, and effortless indoor-outdoor living. Positioned to capture sweeping views of the 6th and 7th holes of the Heron Course, the home showcases exceptional craftsmanship and attention to detail at every turn. From the moment you arrive, the impressive 10 foot hurricane-rated steel front door, circular driveway, and beautiful exterior create a lasting first impression. Inside, wood-look tile flooring flows throughout. The expansive open concept layout seamlessly connects the main living spaces while still offering dedicated rooms for privacy and everyday comfort. The designer kitchen is a true showpiece, featuring a custom range hood, pot filler, oversized refrigerator, and premium finishes that cater to both casual family meals and formal entertaining. The large master suite is a study in elegance. The luxurious master bath is the pinnacle of luxury, with dual sinks, a lighted stand alone make up table, claw foot tub, huge steam shower, expansive countertop and storage space along with custom lighting. The upstairs loft is a great addition for those who love to entertain and host guests. It has a bedroom, bathroom, and living area with a bar and a balcony providing lovely views over the pool. Step outside to a truly exceptional outdoor retreat where luxury and tranquility come together in a breathtaking setting. The resort-style pool and spa serve as the centerpiece of the home's outdoor living experience. Designed for both relaxation and entertaining, this private oasis features expansive lounging areas, an incredible outdoor kitchen, and seamless indoor-outdoor connectivity through hurricane-rated bifold sliders that open the home to the stunning golf course backdrop. Built not only for beauty, but also for convenience and peace of mind, the home is equipped with premium hurricane-rated windows and bifold sliders, spray foam insulation, central vacuum, automated lighting and climate control systems, and wiring for a generator. Everyday functionality is enhanced by a dedicated mudroom, spacious laundry room, climate-controlled storage, and a four-car garage complete with epoxy floors, custom storage solutions, and additional space for a gym or workout area. shaded dining, and a sun-splashed pool and spa area under a screened enclosure. With mandatory membership, this home offers access to all of the amenities being a member of The Oaks has to offer. There is currently no waiting list for either Golf or Sports/Social membership.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

4,314

Sqft

0.66 ac

Lot size

4

Garage

2024

Year built

Two

Levels

$858

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Coffered Ceiling(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesNortheast
ExteriorBalcony · Fire Pit · Lighting · Outdoor Kitchen

Community & fees

HOA fee$142/mo
Taxes (2025)$22,935/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,566 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$19,965
PMI (est., until 20% equity)$1,388
Property tax — 2025 actual bill$1,911
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $370,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $370,000
Interest rate6.00%
Loan term

Estimated payment

$23,566/mo

Principal & interest$19,965
PMI (est., until 20% equity)$1,388
Property taxes (actual bill)$1,911
HOA / condo fee$142
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.7M
$2.0MedgeAI estimate $2,277,685 · range $2.0M–$2.5M$3.8M

vs edgeAI estimate

+62.4%

$/sqft vs Osprey actives

$858 vs $371

Days on market

14 vs 109 typical

Where $858/sqft sits among the 91 Osprey actives

32
31
16
4
1
7 · this home
$182–309$309–435$435–562$562–689$689–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oaks

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Oaks — neighborhood snapshot

Population

1,061

Median age

63

Median income

$98,734

Median home value

$983,226

Avg household

2

Households w/ children

47%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★★
HighVenice Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketLeans seller — 4.8 months of inventoryBuyer’s market

$723K → $765K

Osprey median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

42 of 91

Osprey actives have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 488% above the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

Sep 28, 2026Listed at $3,700,000 · 14 days on market since
2024Built · OAKS 2 PH 2

Reality check

What actually sold near 650 OAKS CREEK COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

264 SARATOGA COURTSold · Nov ’25

$2,300,000

264 SARATOGA COURT · same community

4 bd · 3.5 ba · 3,857 sqft · $596/sqft · 9 DOM

895 MACEWEN DRIVESold · Feb ’26

$2,000,000

895 MACEWEN DRIVE · same community

3 bd · 3.5 ba · 4,828 sqft · $414/sqft · 0 DOM

600 EAGLE WATCH LANESold · Jun ’26

$2,035,000

600 EAGLE WATCH LANE · same community

3 bd · 3 ba · 3,681 sqft · $553/sqft · 188 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 650 OAKS CREEK COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 650 OAKS CREEK COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

650 OAKS CREEK COURT FAQs

What would the monthly payment be for 650 OAKS CREEK COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,566/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 650 OAKS CREEK COURT?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 650 OAKS CREEK COURT?+

The most recent tax bill on record (2025) was $22,935. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 650 OAKS CREEK COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $3,700,000, this home is listed about 429% above the Osprey median of $700,000. The market section on this page shows how the area is trending.

Which schools are assigned to 650 OAKS CREEK COURT?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,700,000 runs 488% above the OSPREY 34229 median — but at 4,314 sqft it's also nearly twice the size of the typical Osprey listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4707301.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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