CENTURY 21 Edge
$5,295,0005 bd5 ba4,361 sqft$1,214 /sqft≈$31,408 /mo all-in ↓

3100 GULF OF MEXICO DRIVE, LONGBOAT KEY, FL, 34228

Active11 days on marketListed Oct 1, 2026MLS #A4707515

✦ New constructionPrivate poolSingle Family ResidenceCOQUINA BEACH

About this home

3100 GULF OF MEXICO DRIVE

Set against the luminous backdrop of prestigious Longboat Key, this newly built residence offers a quietly sophisticated interpretation of island living. Ideally situated just across from the beach, the home is framed by glimpses of the water, while its considered architecture and refined interiors create an atmosphere of understated luxury. Here, contemporary design meets the effortless beauty of coastal life, creating a private retreat that feels polished yet deeply connected to its surroundings. Lush, mature landscaping envelops the property in a verdant embrace, ensuring privacy and a sense of tranquility that makes every moment feel like a serene escape. Sunlight streams through expansive windows, filling every room with natural light and creating an inviting atmosphere. Featuring a 3-car garage with dual driveways and convenient elevator access to all levels, the impressive 4,361-square-foot residence, with a total of 6,527 square feet under roof, is thoughtfully designed for both grand entertaining and intimate daily living. An attached poolside casita boasts a dedicated entrance with elegant French doors, a bedroom with a walk-in closet, a kitchenette, a full bath, and a covered lanai. Every detail has been carefully considered to ensure comfort and versatility, with 4 additional bedrooms, 3.5 baths, a quiet study, an upper-level lobby and exercise room, plus laundry rooms on both floors for ultimate convenience. Step inside through grand iron-and-glass double doors to a dramatic foyer and gallery, where a stunning glass-enclosed wine room is an artistic focal point. High ceilings amplify the airy, light-filled ambiance throughout, creating a sense of openness and grandeur that is both welcoming and awe-inspiring. The screened pool area features a rejuvenating spa, tranquil waterfall, captivating fire feature, and an expansive covered lanai with a built-in cabana bar, professional-grade grilling station, serving-island buffet, generous dining space, and a comfortable outdoor living area. Inside, the great room impresses with a sleek linear fireplace, beautifully designed beamed ceiling, and massive glass sliders that open wide to the lush poolside retreat. The high-end island kitchen is a connoisseur's dream, equipped with premium appliances and a wall of windows framing vibrant tropical views. Adjacent spaces include a pool bath, a large walk-in pantry, a laundry room with a sink and ample storage, and a convenient elevator valet area. The study is a private haven, featuring a custom ceiling, two full walls of glass with panoramic views, and a VIP ensuite off the foyer with a secluded balcony for peaceful moments. Distinctive designer light fixtures and dazzling chandeliers lend the space glamour and sophistication. Upstairs, the second floor includes elevator access, a lobby, an exercise room, two bedrooms, and a full bath. A dramatic bridge overlooking the great room leads to the magnificent primary suite, with intricate ceiling details, a large expanse of windows, a private water closet, a spa-like bath with dual vanities, a freestanding soaking tub, a grand full-height glass shower, and a customized wardrobe room. Completed in December 2025 by custom luxury builder John Cannon Homes, this exceptional residence is far more than a stylish, elegant home with gracious open living—it is a sanctuary, a retreat, and an invitation to savor the very best of the coastal lifestyle.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,361

Sqft

0.57 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$1,214

Per sqft

Private poolFireplaceGarden viewNegotiable

Inside

FlooringEngineered Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater
InteriorAccessibility Features · Ceiling Fan(s) · Elevator · High Ceilings · Kitchen/Family Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationBlock · Slab
ViewGarden
FacesSouth
ExteriorBalcony · Shade Shutter(s) · Sliding Doors

Community & fees

Taxes (2025)$8,294/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$31,408 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$28,572
PMI (est., until 20% equity)$1,986
Property tax — 2025 actual bill$691
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $529,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $529,500
Interest rate6.00%
Loan term

Estimated payment

$31,408/mo

Principal & interest$28,572
PMI (est., until 20% equity)$1,986
Property taxes (actual bill)$691
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $5.3M
$3.0MedgeAI estimate $3,341,866 · range $3.2M–$3.7M$5.5M

vs edgeAI estimate

+58.4%

$/sqft vs Longboat Key actives

$1,214 vs $658

Days on market

11 vs 125 typical

Where $1,214/sqft sits among the 219 Longboat Key actives

103
51
32
11 · this home
6
16
$361–637$637–912$912–1187$1187–1462$1462–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

89 of 219

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 850% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Oct 1, 2026Listed at $5,295,000 · 11 days on market since
2025Built · COQUINA BEACH

Reality check

What actually sold near 3100 GULF OF MEXICO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2945 PYRULA DRIVESold · Jul ’26

$3,125,000

2945 PYRULA DRIVE · same community

5 bd · 5 ba · 4,340 sqft · $720/sqft · 46 DOM

617 WESTON POINTE COURTSold · Oct ’26

$2,800,000

617 WESTON POINTE COURT

4 bd · 5 ba · 4,395 sqft · $637/sqft · 67 DOM

3408 FAIR OAKS LANESold · Jul ’26

$2,450,000

3408 FAIR OAKS LANE

5 bd · 5 ba · 4,510 sqft · $543/sqft · 189 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 3100 GULF OF MEXICO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3100 GULF OF MEXICO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3100 GULF OF MEXICO DRIVE FAQs

What would the monthly payment be for 3100 GULF OF MEXICO DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $31,408/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3100 GULF OF MEXICO DRIVE?+

The most recent tax bill on record (2025) was $8,294. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3100 GULF OF MEXICO DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $5,295,000, this home is listed about 513% above the Longboat Key median of $863,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3100 GULF OF MEXICO DRIVE?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$5,295,000 runs 850% above the LONGBOAT KEY 34228 median — but at 4,361 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of DEVELOPERS REALTY LBK, INC · Reid Murphy. MLS #A4707515.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Longboat Key homes, in your inbox

Like 3100 GULF OF MEXICO DRIVE but not quite? A daily digest of every new listing in Longboat Key — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Zack to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 5:08 AM UTC. The listing information on this page last changed on October 11, 2026 at 5:08 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 5:08 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 5:08 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.