3452 BAY STREET, SARASOTA, FL, 34237
Active8 days on marketListed Oct 2, 2026MLS #A4707745
About this home
3452 BAY STREET
FANTASTIC opportunity for first time home buyer or a TURN KEY Rental. The pride of ownership shows in this completely updated home with a prime location, close to downtown, Pinecraft community, and all Sarasota has to offer. Home is fully furnished and ready to rent or move in with updated Kitchen, new paint throughout ,Luxury vinyl tile flooring, and new screened in Lanai with an exterior Patio and new pavers to enjoy the beautiful outdoor area. Home was re-plumbed in 06, and Hurricane shutters (plastic Lexan)were installed in 07 for all openings and garage door has cross bar and center support beam as well. The large fenced in yard has more than enough room to accommodate large RV's or boats, possibly both! Plant a garden in the back and lot has plenty of room to add a pool. Property has county water and has a well on the property. This property has so much to offer the lucky new owners! So run, don't walk, before this one gets away!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,210
Sqft
0.18 ac
Lot size
1
Garage
1983
Year built
One
Levels
$492
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,004 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,004/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+83.7%
$/sqft vs Sarasota actives
$492 vs $393
Days on market
8 vs 85 typical
Where $492/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Oak Shores — neighborhood snapshot
Population
467
Median age
55
Median income
$55,707
Median home value
$278,900
Avg household
2
Households w/ children
31%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
198 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 156% above the SARASOTA 34237 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3452 BAY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$493,500
772 LOCKLEAR AVENUE · same community
2 bd · 2 ba · 1,231 sqft · $401/sqft · 29 DOM
Sold · Dec ’25$250,000
754 LOCKLEAR AVENUE · same community
3 bd · 2 ba · 1,155 sqft · $216/sqft · 0 DOM
Sold · Dec ’25$330,000
831 SEARCY AVENUE · same community
3 bd · 2 ba · 1,072 sqft · $308/sqft · 374 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3452 BAY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3452 BAY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3452 BAY STREET FAQs
What would the monthly payment be for 3452 BAY STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,004/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3452 BAY STREET?+
The most recent tax bill on record (2025) was $4,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $595,000, this home is listed about 8% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3452 BAY STREET?+
Alta Vista Elementary School (elementary), Sarasota High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Ruth Mast. MLS #A4707745.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 3452 BAY STREET but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →