621 40TH STREET, SARASOTA, FL, 34234
Active9 days on marketListed Oct 1, 2026MLS #A4707791
About this home
621 40TH STREET
Location, Location, Location! Ready to build, bring your architect and builder to this wonderful and oversized lot with an additional access easement to Bay Shore Rd. Situated in popular Indian Beach Area, which is also referred to as Museum Area, because it stretches "West of Trail" just North of Downtown Sarasota along the Sarasota Bayfront to South of the Ringling Museum, Jungle Gardens, St. Armand's Circle and Lido Beach are just a short drive. This neighborhood offers waterfront parks with beautiful views of the Bay for everyone to enjoy. The adjacent lot is available as well, call for details.
Facts & features
The home at a glance
0.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,627 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Beach / Sapphire Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Indian Beach / Sapphire Shores — neighborhood snapshot
Population
3,193
Median age
51
Median income
$82,133
Median home value
$455,294
Avg household
2
Households w/ children
145
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 444% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 621 40TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$375,000
864 41ST STREET · same community
3 bd · 2 ba · 1,332 sqft · $282/sqft · 41 DOM
Sold · Feb ’26$695,000
730 40TH STREET · same community
4 bd · 3 ba · 1,598 sqft · $435/sqft · 204 DOM
Sold · Jun ’26$415,000
4237 SARASOTA AVENUE · same community
3 bd · 2 ba · 1,803 sqft · $230/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 621 40TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 621 40TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
621 40TH STREET FAQs
What would the monthly payment be for 621 40TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 621 40TH STREET?+
The most recent tax bill on record (2025) was $7,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $1,360,000, this home is listed about 147% above the Sarasota median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 621 40TH STREET?+
Booker High School (high), Booker Middle School (middle), Gocio Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARITY & WEISS INTERNATIONAL LLC · Rudi Weiss. MLS #A4707791.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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