CENTURY 21 Edge
$211,0002 bd2 ba1,120 sqft$188 /sqft≈$1,658 /mo all-in ↓

3978 OVERLOOK BEND TERRACE UNIT 25, SARASOTA, FL, 34232

Active1 days on marketListed Oct 9, 2026MLS #A4708450

✦ Priced 24% below the SARASOTA 34232 medianVillaGLEN OAKS RIDGE VILLAS 1

About this home

3978 OVERLOOK BEND TERRACE UNIT 25

UPDATED FRENCH PROVINCIAL STYLE VILLA IN Glen Oaks Ridge...A 55+ community with plenty of amenities! Please come tour this END unit villa offering a private carport and driveway plus plenty of guest parking AND...CENTRALLY located near UTC, Downtown, Bobby Jones Golf Course, Orioles Spring Training park, St. Armand's, Lido Beach AND a brand new park on 17th St with numerous attractions! Two bedrooms and Two updated bathrooms Plus the primary bedroom has a walk in closet. The updated kitchen has been "opened up" to the common area rooms and is equipped with a new breakfast bar, new kitchen cabinets with subway backsplash, quartz countertops new stainless steel refrigerator, Range, exhaust fan and dishwasher. Other interior upgrades include beautiful porcelain tile flooring & baseboards, Plantation shutters, lighting fixtures and newer ceiling fans throughout. The HVAC AND DUCTWORK & Hot water tank were recently replaced. You'll have a large laundry room/storage room/utility room with NEW washer/dryer and a new wash tub. Outside you have a beautiful new paver courtyard and newly screened in front porch with Solar Screening. Glen Oaks Ridge has amenities to include a beautiful heated pool overlooking the lake and a lake fountain, clubhouse with billiards, event planning, social activities, putt putt, shuffle board, gym, etc. The condo fee includes Water, Sewer, Trash, Basic Cable, BUILDING INSURANCE, on site manager, rec facilities, ground maintenance, building exterior maintenance, roof repairs and replacement! This is a great value listed @ $211,000!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0 ac

Lot size

1973

Year built

One

Levels

$188

Per sqft

55+ communityPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryCorridor Access · Inside · Laundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ParkingOff Street
ExteriorCourtyard · Lighting · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2025)$1,955/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,658 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,242
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$163
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,385Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,385
Interest rate6.00%
Loan term

Estimated payment

$1,658/mo

Principal & interest$1,242
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$163
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $211K
$146KedgeAI estimate $168,541 · range $152K–$185K$219K

vs edgeAI estimate

+25.2%

$/sqft vs Sarasota actives

$188 vs $393

Days on market

1 vs 85 typical

Where $188/sqft sits among the 400 Sarasota actives

203 · this home
68
53
32
13
31
$158–410$410–661$661–913$913–1165$1165–1417$1417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Glen Oaks

Drive times from this address

Downtown Tampa≈ 62 min
Tampa Int’l Airport (TPA)≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Glen Oaks — neighborhood snapshot

Population

1,091

Median age

66

Median income

$54,868

Median home value

$266,900

Avg household

2

Households w/ children

20%

For the school run

Sarasota County School District

ElementaryTuttle Elementary School★★★★★
MiddleBooker Middle School★★★★★
HighBooker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$475K → $493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

195 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $211,000 · 1 days on market since
1973Built · GLEN OAKS RIDGE VILLAS 1

Reality check

What actually sold near 3978 OVERLOOK BEND TERRACE UNIT 25

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3985 OVERLOOK BEND UNIT 16Sold · Jun ’26

$190,000

3985 OVERLOOK BEND UNIT 16 · same community

2 bd · 2 ba · 1,040 sqft · $183/sqft · 14 DOM

3952 ASHWOOD LANE UNIT 37Sold · Jul ’26

$164,000

3952 ASHWOOD LANE UNIT 37 · same community

2 bd · 2 ba · 1,040 sqft · $158/sqft · 256 DOM

3972 OVERLOOK BEND UNIT 28Sold · Jun ’26

$153,200

3972 OVERLOOK BEND UNIT 28 · same community

2 bd · 2 ba · 1,180 sqft · $130/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3978 OVERLOOK BEND TERRACE UNIT 25 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3978 OVERLOOK BEND TERRACE UNIT 25 — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3978 OVERLOOK BEND TERRACE UNIT 25 FAQs

What would the monthly payment be for 3978 OVERLOOK BEND TERRACE UNIT 25?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3978 OVERLOOK BEND TERRACE UNIT 25?+

The most recent tax bill on record (2025) was $1,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3978 OVERLOOK BEND TERRACE UNIT 25?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $211,000, this home is listed about 62% below the Sarasota median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3978 OVERLOOK BEND TERRACE UNIT 25?+

Tuttle Elementary School (elementary), Booker Middle School (middle), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VUE REALTY, LLC · Scotty Ledford. MLS #A4708450.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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