CENTURY 21 Edge
$1,595,0003 bd2 ba1,424 sqft$1,120 /sqft≈$10,989 /mo all-in ↓

313 MAGNOLIA AVENUE, ANNA MARIA, FL, 34216

Active6 days on marketListed Oct 6, 2026MLS #A4708652

✦ Priced 41% below the ANNA MARIA 34216 medianPrivate poolFully furnishedSingle Family ResidenceBIMINI BAY COLONY CLUB

About this home

313 MAGNOLIA AVENUE

Welcome to Mangoes on Magnolia, a three-bedroom, two-bath vacation home with a private heated pool and hot tub, located less than a 10-minute walk from the white-sand beaches of Anna Maria Island. Nestled in a quiet neighborhood just two blocks from Pine Avenue’s shops and restaurants. This coastal retreat is perfect for families and friends. After sunny days on the beach, return to your lagoon-style heated pool and hot tub, the ultimate relaxation spot. Gather around the outdoor wood dining table by the pool to share meals in the fresh island air. With a bonus game room, Mangoes on Magnolia offers plenty of ways to keep everyone entertained. Step inside to a bright coastal living area ideal for relaxing after a day of island adventures. The fully equipped kitchen makes cooking simple, with two refrigerators, island seating, and all the essentials for preparing meals. Gather around the dining table for family dinners before heading to the bonus room for games and reading. The primary bedroom is a peaceful retreat, ample storage, and an ensuite bathroom with a step-in shower. The second bedroom also features a queen bed, while the third bedroom offers a full bed, making it perfect for kids or additional guests. The hallway bathroom includes a tub/shower combo and a spacious vanity. Guests love this home’s unbeatable location. Stroll to the boutiques and eateries on Pine Avenue, hop on the island trolley, or explore the natural beauty of Anna Maria Island by bike, kayak, or on foot. With spectacular sunsets just a short walk away, Mangoes on Magnolia makes it easy to enjoy the very best of island living.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,424

Sqft

0.19 ac

Lot size

1985

Year built

Two

Levels

$1,120

Per sqft

Private poolFurnished

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator · Washer
InteriorLiving Room/Dining Room Combo · Open Floorplan · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationStem Wall
FacesWest
ExteriorOutdoor Shower

Community & fees

Taxes (2025)$19,497/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,989 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property tax — 2025 actual bill$1,625
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $159,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $159,500
Interest rate6.00%
Loan term

Estimated payment

$10,989/mo

Principal & interest$8,607
PMI (est., until 20% equity)$598
Property taxes (actual bill)$1,625
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.3MedgeAI estimate $1,480,990 · range $1.3M–$1.6M$1.7M

vs edgeAI estimate

+7.7%

$/sqft vs Anna Maria actives

$1,120 vs $1,370

Days on market

6 vs 170 typical

Where $1,120/sqft sits among the 56 Anna Maria actives

10
8 · this home
12
9
8
9
$802–1014$1014–1226$1226–1438$1438–1650$1650–1862$1862+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bimini Bay Colony Club

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Anna Maria. See the full Anna Maria guide →

Bimini Bay Colony Club — neighborhood snapshot

Population

106

Median age

63

Median income

$104,107

Median home value

$2,000,000

Avg household

2

Households w/ children

2%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Anna Maria market

Seller’s marketBalanced — 6.6 months of inventoryBuyer’s market

$1.5M → $2.0M

Anna Maria median sold, yr/yr

93.0%

Sale-to-list ratio (12 mo)

22 of 56

Anna Maria actives have cut their price

Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $1,595,000 · 6 days on market since
1985Built · BIMINI BAY COLONY CLUB

Reality check

What actually sold near 313 MAGNOLIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 PALM AVENUESold · Mar ’26

$1,040,000

301 PALM AVENUE · same community

2 bd · 2 ba · 1,120 sqft · $929/sqft · 74 DOM

310 PALM AVENUESold · Jan ’26

$1,945,000

310 PALM AVENUE · same community

3 bd · 3 ba · 1,905 sqft · $1,021/sqft · 10 DOM

407 63RD STREETSold · Apr ’26

$562,000

407 63RD STREET

2 bd · 2 ba · 1,422 sqft · $395/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 313 MAGNOLIA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 313 MAGNOLIA AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

313 MAGNOLIA AVENUE FAQs

What would the monthly payment be for 313 MAGNOLIA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 313 MAGNOLIA AVENUE?+

The most recent tax bill on record (2025) was $19,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Anna Maria?+

At $1,595,000, this home is listed about 47% below the Anna Maria median of $2,985,000. The market section on this page shows how the area is trending.

Which schools are assigned to 313 MAGNOLIA AVENUE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ANNA MARIA 34216 market on paper

$1,595,000 is 41% below the ANNA MARIA 34216 median of $2,720,000, and at $1,120/sqft it sits under the Anna Maria average of $1,423.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 6 days on market in a Anna Maria market that averages 170 — if it fits, move quickly.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SATO REAL ESTATE INC. · Jason Sato. MLS #A4708652.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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