124 HAMMOCK ROAD, ANNA MARIA, FL, 34216
Active6 days on marketListed Oct 6, 2026MLS #A4708727
About this home
124 HAMMOCK ROAD
Vacation Rental Available January and February 2027. Canal-Front Retreat at the North End of Anna Maria Island Escape to the peaceful North End of Anna Maria Island and enjoy the relaxed charm of this inviting 3-bedroom, 2-bath elevated canal-front home. Located on a quiet residential street in a private setting, 124 Hammock Road offers beautiful water views and a wonderful place to unwind after a day at the beach. Step inside and you’ll find comfortable, updated furnishings and an updated kitchen featuring granite countertops and new appliances, making it easy to prepare everything from a quick breakfast to a family dinner. The open, comfortable living area includes a TV for relaxing after a day of island adventures. One of the highlights of this home is its two screened lanais, offering plenty of space to enjoy your morning coffee, read a book, or simply take in the peaceful canal views. With a private boat dock and garage, the property is also well suited for guests who want to bring a small boat or enjoy Anna Maria Island from the water. The home comfortably sleeps up to six guests with a Queen bed, Full size bed and a Twin over Full bunk bed. The queen bedroom also features its own TV. A washer and dryer are conveniently located inside the home for your use during your stay. When you’re ready to enjoy the beach, Anna Maria Island’s famous sugar-white sandy beaches and turquoise Gulf waters are just a short distance away. After a day in the sun, return to the peaceful setting of Hammock Road and relax by the water. Whether you’re looking for a quiet island getaway, a beach vacation, or a convenient home base for exploring Anna Maria Island by land or water, 124 Hammock Rd offers the perfect combination of comfort, privacy, and classic island living. Amenities Include: Canal-front location with beautiful water views, Two screened lanais, Private boat dock, Garage, Updated kitchen with granite countertops and new appliances, Updated furnishings, TVs in living room and queen bedroom, Full-size washer and dryer, Quiet North End location, Non-smoking home, Monthly minimum rental, Please note that pets are not allowed in this rental. January and February offered at $10,500 per month. Taxes and fees are in addition to the rent. November and December 2026 available. Call for availability, rates and terms.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,202
Sqft
0.23 ac
Lot size
1977
Year built
Two
Levels
$9
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$236 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$236/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Anna Maria actives
$9 vs $1,354
Days on market
6 vs 170 typical
Where $9/sqft sits among the 57 Anna Maria actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coconut Bayou
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Anna Maria. See the full Anna Maria guide →
Coconut Bayou — neighborhood snapshot
Population
84
Median age
65
Median income
$86,964
Median home value
$967,500
Avg household
1
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Anna Maria market
$1.5M → $2.0M
Anna Maria median sold, yr/yr
93.0%
Sale-to-list ratio (12 mo)
22 of 57
Anna Maria actives have cut their price
Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ANNA MARIA 34216 median. See the full Anna Maria market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 HAMMOCK ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$1,025,000
206 75TH STREET
3 bd · 2 ba · 1,158 sqft · $885/sqft · 32 DOM
Sold · Sep ’26$850,000
6804 GULF DRIVE UNIT 6804
2 bd · 2 ba · 1,281 sqft · $664/sqft · 66 DOM
Sold · Dec ’25$1,050,000
7100 GULF DRIVE UNIT 112
2 bd · 2 ba · 1,081 sqft · $971/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 124 HAMMOCK ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 HAMMOCK ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
124 HAMMOCK ROAD FAQs
What would the monthly payment be for 124 HAMMOCK ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $236/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 124 HAMMOCK ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Anna Maria?+
At $10,500, this home is listed about 100% below the Anna Maria median of $2,985,000. The market section on this page shows how the area is trending.
Which schools are assigned to 124 HAMMOCK ROAD?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ANNA MARIA 34216 market on paper
$10,500 is 100% below the ANNA MARIA 34216 median of $2,720,000, and at $9/sqft it sits under the Anna Maria average of $1,423.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 6 days on market in a Anna Maria market that averages 170 — if it fits, move quickly.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FRAN MAXON REAL ESTATE · Stephanie Bell. MLS #A4708727.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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