3488 PINE RIBBON DRIVE, LAND O LAKES, FL, 34638
Active5 days on marketListed Oct 7, 2026MLS #A4708824
About this home
3488 PINE RIBBON DRIVE
Virtually Staged. Welcome to this beautifully upgraded 3-bedroom, 2.5-bath townhome in the highly sought-after Bexley community of Land O’ Lakes. Built in 2019 and offering 1,601 square feet of thoughtfully designed living space, this home combines modern comfort, quality upgrades, and effortless Florida living. From the moment you enter, you’ll appreciate the attention to detail, including its light and bright open floor plan style of living. The main level features attractive tile flooring, while laminate flooring continues upstairs. For added peace of mind, the home is equipped with hurricane impact-rated windows and slider, along with exterior hurricane shutters. The open-concept living and dining area creates a welcoming space for both everyday living and entertaining. The well-appointed kitchen features granite countertops, stainless steel appliances, a gas range, closet pantry, and abundant cabinetry for plenty of storage. Upstairs, all three bedrooms deliver comfort and functionality, along with a convenient laundry closet complete with washer and dryer. The spacious primary suite features a walk-in closet and private en-suite bath. A versatile loft provides the perfect space for a home office, study area, or additional living space. Step outside to the screened-in lanai, complete with roll-down shades, creating a private and relaxing outdoor retreat. Additional highlights include garage and paver driveway. Enjoy low-maintenance living with an HOA that includes lawn care, reclaimed irrigation, exterior maintenance, and roof repairs. Bexley offers an impressive array of resort-style amenities, including a clubhouse café, heated lap pool, splash pad, state-of-the-art fitness center, dog parks, and miles of scenic walking and biking trails. Conveniently located near top-rated schools, shopping, dining, hospitals, veterinary services, and the Suncoast Parkway, this home offers an ideal combination of comfort, convenience, and community. Don’t miss the opportunity to make this exceptional Bexley townhome your own. Call today to schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,601
Sqft
0.06 ac
Lot size
2019
Year built
Two
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs Land O Lakes actives
$187 vs $201
Days on market
5 vs 54 typical
Where $187/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Bexley — neighborhood snapshot
Population
3,771
Median age
39
Median income
$109,441
Median home value
$408,921
Avg household
2
Households w/ children
429
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $412K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
255 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3488 PINE RIBBON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$310,000
16930 STORYLINE DRIVE · same community
3 bd · 2.5 ba · 1,601 sqft · $194/sqft · 11 DOM
Sold · Mar ’26$312,500
3430 PINE RIBBON DRIVE · same community
3 bd · 2.5 ba · 1,642 sqft · $190/sqft · 74 DOM
Sold · Mar ’26$374,900
16936 RED BRICK LANE · same community
3 bd · 2.5 ba · 1,851 sqft · $203/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3488 PINE RIBBON DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3488 PINE RIBBON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3488 PINE RIBBON DRIVE FAQs
What would the monthly payment be for 3488 PINE RIBBON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,780/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3488 PINE RIBBON DRIVE?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3488 PINE RIBBON DRIVE?+
The most recent tax bill on record (2025) was $6,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3488 PINE RIBBON DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $299,900, this home is listed about 29% below the Land O Lakes median of $419,995. The market section on this page shows how the area is trending.
Which schools are assigned to 3488 PINE RIBBON DRIVE?+
Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAND O LAKES 34638 market on paper
$299,900 is 18% below the LAND O LAKES 34638 median of $365,000, and at $187/sqft it sits under the Land O Lakes average of $220.
02Fresh on the market
Only 5 days on market in a Land O Lakes market that averages 54 — if it fits, move quickly.
03Strong assigned schools
Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LIST WITH 1 REALTY · Mark Borg. MLS #A4708824.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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