CENTURY 21 Edge
$1,450,0003 bd2.5 ba2,204 sqft$658 /sqft≈$10,309 /mo all-in ↓

2141 HARBOURSIDE DRIVE UNIT 1203, LONGBOAT KEY, FL, 34228

Active3 days on marketListed Oct 9, 2026MLS #A4708890

CondominiumHARBOR OAKS PH I & II

About this home

2141 HARBOURSIDE DRIVE UNIT 1203

Welcome to an exceptional turnkey, furnished, and newly renovated villa in Harbour Oaks, ideally located within Bay Isles in the heart of Longboat Key. This end-unit residence offers the right blend of natural warmth, contemporary finishes, and curated style. With high ceilings, abundant natural light, and a spacious floor plan, the home feels remarkably open and inviting. Note: All new impact-windows and doors. Warm hickory wood floors extend throughout the living areas, adding richness and character to the home's fresh, contemporary design. The impressive kitchen features an oversized island with a dramatic waterfall-edge quartz countertop in a concrete-inspired finish that is both beautiful and requires no maintenance. Stainless steel GE Café appliances complement the kitchen, while a custom coffee bar with floating shelves and a stunning backsplash adds another layer of style and functionality. For evening entertaining, the custom built-in bar is a standout feature, topped with a beautiful live-edge Saman wood countertop. It is the perfect place to pour a cocktail and enjoy the relaxed Longboat Key lifestyle. The spacious dining area is adjacent to a beautiful atrium that fills the home with magnificent natural light. Newly tiled with stone. It is screened overhead, allowing the sliders to be opened, creating a wonderful connection to the outdoors and inviting fresh air into the dining and living space. The oversized screened lanai is another exceptional feature, with brand-new stone pavers and a new panoramic screen enclosure. Lush new greenery surrounds the lanai, creating a private tropical setting that feels like your own outdoor retreat. The primary suite is a luxurious sanctuary with three closets, including a walk-in, all outfitted with customized shelving for exceptional organization. The beautifully renovated primary bath features Carrera marble countertops, dual sinks, warm gold fixtures, and a separate water closet. The spacious second bedroom offers a private ensuite bath with a marble-floored shower, Carrera marble vanity top, and a separate water closet. The generous third bedroom is currently used as a fitness room but offers ample space for a comfortable bedroom, along with a generous closet. Storage is abundant throughout the home. A beautifully appointed powder room serves guests. As an end unit, this villa enjoys a large manicured grass side yard and an enviable location just steps from the community pool. This home has an attached 2-car garage with a new epoxy-coated floor and an additional fridge.  An especially wonderful benefit of living in Bay Isles is automatic membership in the Bay Isles Beach Club, just minutes away on Longboat Key's beautiful sandy beaches. Enjoy five acres of beachfront, gated parking, beach chair storage, newly renovated restrooms, grills and picnic tables—a wonderful setting for family and friends to gather, sunset strolls, and memories to last a lifetime. Close proximity to the Longboat Key Club with 45 holes of golf, 5 private restaurants, and a world-class tennis and pickleball facility. This residence is more than a renovation; it is a completely reimagined home where thoughtful design, beautiful materials, and the ease of living the good life on Longboat Key come together beautifully.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,204

Sqft

2

Garage

1984

Year built

One

Levels

$658

Per sqft

Garden & Pool viewTurnkeyPets allowed

Inside

FlooringMarble · Hardwood
AppliancesBar Fridge · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete
FoundationBlock
ViewGarden · Pool
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorPrivate Entrance · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$1,431/mo
Taxes (2025)$4,205/yr
PetsYes
CommunityWater Access · Association Recreation - Owned · Buyer Approval Required · Gated Community - Guard · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,309 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property tax — 2025 actual bill$350
Condo fee — from the listing$1,431
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $145,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $145,000
Interest rate6.00%
Loan term

Estimated payment

$10,309/mo

Principal & interest$7,824
PMI (est., until 20% equity)$544
Property taxes (actual bill)$350
HOA / condo fee$1,431
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$797KedgeAI estimate $921,935 · range $830K–$1.0M$1.5M

vs edgeAI estimate

+57.3%

$/sqft vs Longboat Key actives

$658 vs $659

Days on market

3 vs 125 typical

Where $658/sqft sits among the 218 Longboat Key actives

102
50 · this home
32
12
6
16
$361–637$637–912$912–1187$1187–1462$1462–1738$1738+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
MiddleBooker Middle School★★★★★
ElementarySouthside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$820K → $948K

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

89 of 218

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 160% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $1,450,000 · 3 days on market since
1984Built · HARBOR OAKS PH I & II

Reality check

What actually sold near 2141 HARBOURSIDE DRIVE UNIT 1203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2181 HARBOURSIDE DRIVE UNIT 1403Sold · Jul ’26

$740,000

2181 HARBOURSIDE DRIVE UNIT 1403 · same community

3 bd · 2.5 ba · 2,219 sqft · $333/sqft · 286 DOM

2155 HARBOURSIDE DRIVE UNIT 804Sold · Apr ’26

$740,000

2155 HARBOURSIDE DRIVE UNIT 804 · same community

3 bd · 2 ba · 2,119 sqft · $349/sqft · 49 DOM

2123 HARBOURSIDE DRIVE UNIT 903Sold · Apr ’26

$1,200,000

2123 HARBOURSIDE DRIVE UNIT 903 · same community

3 bd · 3 ba · 2,352 sqft · $510/sqft · 45 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2141 HARBOURSIDE DRIVE UNIT 1203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2141 HARBOURSIDE DRIVE UNIT 1203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2141 HARBOURSIDE DRIVE UNIT 1203 FAQs

What would the monthly payment be for 2141 HARBOURSIDE DRIVE UNIT 1203?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,309/mo — principal and interest, the actual property-tax bill, the $1,431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2141 HARBOURSIDE DRIVE UNIT 1203?+

The association fee works out to $1,431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2141 HARBOURSIDE DRIVE UNIT 1203?+

The most recent tax bill on record (2025) was $4,205. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2141 HARBOURSIDE DRIVE UNIT 1203?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,450,000, this home is listed about 68% above the Longboat Key median of $863,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2141 HARBOURSIDE DRIVE UNIT 1203?+

Booker High School (high), Booker Middle School (middle), Southside Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,450,000 runs 160% above the LONGBOAT KEY 34228 median — but at 2,204 sqft it's also 47% larger than the typical Longboat Key listing.

02Garden & Pool views

The garden and pool view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $1,431/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Fresh on the market

Only 3 days on market in a Longboat Key market that averages 125 — if it fits, move quickly.

05Strong assigned schools

Booker High School, Booker Middle School, Southside Elementary School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Judy Mitchell. MLS #A4708890.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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