460 W PIERCE STREET, LAKE ALFRED, FL, 33850
Active9 days on marketListed Oct 9, 2026MLS #A4709064
About this home
460 W PIERCE STREET
Investor special with tons of potential in Lake Alfred! This spacious 4-bedroom, 2-bathroom home offers 2,064 square feet of living space on an approximately 0.31-acre lot. Featuring a functional single-story layout, central air, and plenty of room to add value, this property is a great opportunity for an investor, renovator, or buyer looking to customize a home to their own taste. Conveniently located near local shopping, dining, schools, and area lakes with easy access to surrounding Central Florida communities. Property is being sold AS-IS. Bring your vision and take advantage of the opportunity to make this Lake Alfred home your own. Buyer and buyer's agent to verify all measurements, property information, and details deemed important.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,064
Sqft
0.31 ac
Lot size
1965
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,909 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,909/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.2%
$/sqft vs Lake Alfred actives
$112 vs $186
Days on market
9 vs 83 typical
Where $112/sqft sits among the 142 Lake Alfred actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown Lake Alfred
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Alfred. See the full Lake Alfred guide →
Downtown Lake Alfred — neighborhood snapshot
Population
984
Median age
51
Median income
$56,096
Median home value
$126,262
Avg household
2
Households w/ children
97%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Alfred market
$311K → $337K
Lake Alfred median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
76 of 142
Lake Alfred actives have cut their price
Median sold price, Lake Alfred, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% below the LAKE ALFRED 33850 median. See the full Lake Alfred market guide →
Paper trail
This home's history
Reality check
What actually sold near 460 W PIERCE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$236,000
195 S ITASCA AVENUE · same community
3 bd · 1 ba · 1,784 sqft · $132/sqft · 28 DOM
Sold · Jun ’26$310,000
315 S ITASCA AVENUE · same community
3 bd · 2 ba · 1,689 sqft · $184/sqft · 46 DOM
Sold · Aug ’26$225,000
235 S ITASCA AVENUE · same community
2 bd · 1 ba · 912 sqft · $247/sqft · 317 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 460 W PIERCE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 W PIERCE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
460 W PIERCE STREET FAQs
What would the monthly payment be for 460 W PIERCE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 460 W PIERCE STREET?+
The most recent tax bill on record (2025) was $3,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Alfred?+
At $232,000, this home is listed about 36% below the Lake Alfred median of $361,620. The market section on this page shows how the area is trending.
Which schools are assigned to 460 W PIERCE STREET?+
Lake Alfred Elementary School (elementary), Lake Alfred Polytech Academy (middle), Auburndale Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE ALFRED 33850 market on paper
$232,000 is 31% below the LAKE ALFRED 33850 median of $334,990, and at $112/sqft it sits under the Lake Alfred average of $189.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $237,000, now $232,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOSEPH WALTER REALTY LLC · Scott Fader. MLS #A4709064.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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