2055 S FLORAL AVENUE UNIT 55, BARTOW, FL, 33830
Active6 days on marketListed Aug 28, 2026MLS #B4902353
About this home
2055 S FLORAL AVENUE UNIT 55
Enjoy easy Florida living in this beautifully updated manufactured home in the vibrant 55+ community of Floral Lakes. From the moment you step inside, you will appreciate the high-end modern upgrades and timeless neutral color palette. Fresh interior paint, upgraded 2 panel interior doors, sturdy new plywood subfloors, and durable luxury vinyl plank floors flow seamlessly through the open layout. The heart of this home is a fully renovated kitchen featuring crisp white shaker cabinets, solid-surface countertops, and an undermounted stainless steel sink complete with a sleek gooseneck faucet. A dedicated pantry for extra storage and a kitchen island with a functional breakfast bar have been added to the interior layout, maximizing your living space. The Kitchen comes equipped with sleek stainless-finish appliances, including a French door refrigerator, glass-top stove, microwave hood, and dishwasher. A convenient interior laundry room features a new water heater, upper cabinetry, and dedicated washer/dryer hookups. The primary suite has an ensuite bathroom with a generous walk-in closet. Both the primary and the guest bathrooms have been completely remodeled with stylish vanities, new toilets, and elegant porcelain tile tub and shower enclosures. Beyond the main living area, a spacious Florida Room offers the perfect spot to unwind while enjoying lake view, made comfortable year-round thanks to its new mini-split AC system. The Florida Room opens up to a covered patio—the ideal setting for morning coffee or outdoor entertaining. Outside features also include fresh exterior paint and a single-car carport with a spacious workshop. Other major mechanical updates include a brand-new metal roof and updated plumbing. The home’s position within the neighborhood will give you easy access to all the community amenities. Floral Lakes residents enjoy a vibrant, active lifestyle with access to a clubhouse, a large heated swimming pool, a putting green, shuffleboard courts, a stocked community lake, and a boat ramp, alongside a busy calendar of social clubs, dances, and potlucks. Perfectly situated in Central Florida between Tampa and Orlando, this golf-cart-friendly neighborhood places you just minutes from the Bartow Civic Center, Bartow Public Library, and Mary Holland Park. Please note that association approval is required for purchase. Call your Realtor today to schedule your private showing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,090
Sqft
0.11 ac
Lot size
1980
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,548 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,548/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+27.4%
$/sqft vs FLORAL LAKES
$165 vs $124
Days on market
6 vs 36 typical
Where $165/sqft sits among the 11 homes for sale in FLORAL LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$303K → $327K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
5 of 11
FLORAL LAKES have cut their price
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Reality check
What actually sold near 2055 S FLORAL AVENUE UNIT 55
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$149,900
2055 S FLORAL AVENUE UNIT 169 · same community
2 bd · 2 ba · 1,080 sqft · $139/sqft · 21 DOM
Sold · Nov ’25$130,000
2055 S FLORAL AVENUE UNIT 181 · same community
2 bd · 2 ba · 1,128 sqft · $115/sqft · 200 DOM
Sold · May ’26$155,000
2055 S FLORAL AVENUE UNIT 40 · same community
2 bd · 2 ba · 1,144 sqft · $135/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2055 S FLORAL AVENUE UNIT 55 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2055 S FLORAL AVENUE UNIT 55 — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2055 S FLORAL AVENUE UNIT 55 FAQs
What would the monthly payment be for 2055 S FLORAL AVENUE UNIT 55?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,548/mo — principal and interest, the actual property-tax bill, the $105/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2055 S FLORAL AVENUE UNIT 55?+
The association fee works out to $105 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2055 S FLORAL AVENUE UNIT 55?+
The most recent tax bill on record (2025) was $1,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2055 S FLORAL AVENUE UNIT 55?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $179,900, this home is listed about 45% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2055 S FLORAL AVENUE UNIT 55?+
Spessard L Holland Elementary (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FAITH AND FAMILY REALTY LLC · Erin Clements. MLS #B4902353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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