650 PINELLAS POINT DRIVE S UNIT 236, ST PETERSBURG, FL, 33705
Active252 days on marketListed Dec 2, 2025MLS #C7518558
About this home
650 PINELLAS POINT DRIVE S UNIT 236
55+ Condo Community Short Term Rental 3 month min - Discover your perfect escape at The Velvet Cloake Condos, where the waterfront lifestyle is waiting for you. This charming one-bedroom, one-bathroom condo is available for both long-term leases and flexible seasonal/short-term rentals, offering you the ultimate flexibility to fit your schedule. Step inside this updated, fully furnished and move-in ready unit featuring an open living/dining layout, new kitchen cabinets, appliances, and a granite breakfast bar. A large pantry closet offers plenty of storage and counter space. The gated 55+ community is packed with amenities designed for relaxation and fun! Heated pool, shuffleboard courts, and poolside grills, fishing pier, kayak lift, and kayak racks! Direct water access to watch dolphins and manatees right from the shore and unobstructed views of the iconic Sunshine Skyway Bridge. Located on the southern tip of Pinellas County, you are directly next to Bay Vista Park, which offers a boat ramp, picnic areas, and a community center. All of this is just 10 minutes from vibrant downtown St. Pete, beautiful beaches, and all the city has to see! This condo delivers the coastal experience you’ve been dreaming of. Contact us today to check availability and secure your slice of paradise!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
650
Sqft
4.06 ac
Lot size
1967
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$4 vs $333
Days on market
252 vs 57 typical
Where $4/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pinellas Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Greater Pinellas Point — neighborhood snapshot
Population
17,370
Median age
45
Median income
$64,146
Median home value
$299,751
Avg household
2
Households w/ children
1,896
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 650 PINELLAS POINT DRIVE S UNIT 236
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$67,500
650 PINELLAS POINT DRIVE S UNIT 231 · same community
1 bd · 1 ba · 725 sqft · $93/sqft · 544 DOM
Sold · Oct ’25$130,000
650 PINELLAS POINT DRIVE S UNIT 216 · same community
2 bd · 1 ba · 775 sqft · $168/sqft · 145 DOM
Sold · Feb ’26$75,000
650 PINELLAS POINT DRIVE S UNIT 128 · same community
1 bd · 1 ba · 780 sqft · $96/sqft · 605 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 650 PINELLAS POINT DRIVE S UNIT 236 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 650 PINELLAS POINT DRIVE S UNIT 236 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
650 PINELLAS POINT DRIVE S UNIT 236 FAQs
What would the monthly payment be for 650 PINELLAS POINT DRIVE S UNIT 236?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 650 PINELLAS POINT DRIVE S UNIT 236?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,600, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 650 PINELLAS POINT DRIVE S UNIT 236?+
Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33705 market on paper
$2,600 is 99% below the ST PETERSBURG 33705 median of $290,000, and at $4/sqft it sits under the St Petersburg average of $382.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
252 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of CIRCINUS REALTY · Janet Maresca-Cruz. MLS #C7518558.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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