4224 DUNCAN ROAD, PUNTA GORDA, FL, 33982
Active191 days on marketListed Jan 23, 2026MLS #C7520458
About this home
4224 DUNCAN ROAD
JUST REDUCED! GREAT OPPORTUNITY TO PURCHASE 1.5 ACRES, ZONED 'COMMERCIAL GENERAL', NEAR THE INTERSECTION OF DUNCAN ROAD & WASHINGTON LOOP with close to 200' FRONTAGE! This parcel can be used for various COMMERCIAL USES and vacant acreage is adjacent that may be a possibility. Commercial General Acreage is rare along Highway 17 / Duncan Road as rampant growth is happening along this Hwy 17 corridor! Now's your chance to invest in your future business with the infrastructure of accessing the property already in place with a SPUR ROAD directly off of Washington Loop to this site. Conveniently located with quick access to Punta Gorda, Punta Gorda Airport, and I-75! General ideas for uses as reflected in the Charlotte County Commercial General Code list included in attachments.
Facts & features
The home at a glance
1.5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,390 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,390/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33982 — neighborhood snapshot
Population
12,543
Median age
53.1
Median income
$68,514
Median home value
$285,400
Avg household
2.24
Households w/ children
1,033
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 266% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4224 DUNCAN ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$186,000
18136 STATE ROAD 52 · same community
2 bd · 2 ba · 930 sqft · $200/sqft · 4 DOM
Sold · Nov ’25$190,000
811 S LONE OAK DRIVE · same community
3 bd · 1 ba · 1,104 sqft · $172/sqft · 6 DOM
Sold · Jul ’26$214,900
1050 REYNOLDS ROAD · same community
3 bd · 1 ba · 1,133 sqft · $190/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4224 DUNCAN ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4224 DUNCAN ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4224 DUNCAN ROAD FAQs
What would the monthly payment be for 4224 DUNCAN ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4224 DUNCAN ROAD?+
The most recent tax bill on record (2025) was $2,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $475,000, this home is listed about 38% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 4224 DUNCAN ROAD?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 266% above the PUNTA GORDA 33982 median.
02Time on market is leverage
191 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $519,000, now $475,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Janet Minerich. MLS #C7520458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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