CENTURY 21 Edge
$379,0003 bd2 ba1,729 sqft$219 /sqft$2,892 /mo all-in ↓

3444 SUNSET KEY CIRCLE UNIT 102, PUNTA GORDA, FL, 33955

Active4 days on marketListed Sep 16, 2026MLS #C7530169

WaterfrontCondominiumEMERALD ISLE CONDO

About this home

3444 SUNSET KEY CIRCLE UNIT 102

Unique opportunity for one of Burnt Store's sun-filled southern facing townhomes. This two story residence is perched on the second and third floor overlooking a picturesque lagoon and colorful pool and spa on a desirable gated peninsula, and will be sure to transport you to a happy place. Slide open the windows and doors and surround yourself with magical tropical breezes. You are sure to be drawn out to the three lanais, where you no doubt will relax and count your blessings. Warm European beech wood flooring will welcome you inside this charming three bedroom condo, where delightful panoramic views are framed by abundant windows and doors, with tasteful crown moldings finishing off the space. The customized window seat (with lazarette storage) provides cozy bonus seating for your dining area or to snuggle up with your favorite book, while staying connected to the outside. You will know you have discovered home when you step out to the main lanai. Sliding glass enclosures and upgraded ceramic tile floor provide for year round enjoyment in this bonus space. The nautical theme carries through to the kitchen finished with white shaker cabinets including illuminated art cabinets with warm varnished mahogany tops and complimentary pantry closet. The two guest rooms on the main floor share access to a private lanai as well as the adjacent guest bath. The primary retreat enjoys a top floor location and features a generously sized light-filled bedroom with a glass enclosed bonus room ...perfect for an art studio, office or exercise room. You are sure to love the cheery bath with soaring ceilings, frameless shower enclosure and soaking tub. There is ample storage in the walk in and secondary closet, a private commode and a sprawling vanity with dual sinks. A convenient attached two car garage is located off the first floor lobby and will house two cars or car, cart and sports gear. Walk across to the entrance to the north marina basin where you will discover the fabulous waterfront esplanade...perfect for a morning or evening stroll. The inviting heated community pool is also just steps from your front door to enjoy a refreshing swim or lounge in the Florida sunshine. It's easy to meet people and stay active with a welcoming pickleball group, tennis, fitness or golf. Some of the best boating & fishing is right outside your door and access to SW Florida's largest deep water marina. With three dining venues you are sure to know you have ended up in the right place!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,729

Sqft

0 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$219

Per sqft

WaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$138/mo
Taxes (2025)$2,346/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Marina · Water Access · Waterfront · Buyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,892 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$196
Condo fee — from the listing$138
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,265Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,265
Interest rate6.00%
Loan term

Estimated payment

$2,892/mo

Principal & interest$2,231
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$196
HOA / condo fee$138
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $379K
$357KedgeAI estimate $400,988 · range $372K$473K$492K

vs edgeAI estimate

−5.5%

$/sqft vs Punta Gorda actives

$219 vs $203

Days on market

4 vs 63 typical

Where $219/sqft sits among the 400 Punta Gorda actives

115
149 · this home
66
29
14
27
$115–172$172–230$230–288$288–346$346–403$403+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Burnt Store Marina & Country Club

Get to know Punta Gorda. See the full Punta Gorda guide →

Burnt Store Marina & Country Club — neighborhood snapshot

Population

2,152

Median age

73

Median income

$104,062

Median home value

$383,986

Avg household

2

For the school run

Lee County School District

HighMariner High School★★★★
MiddleMariner Middle School★★★★★
HighIsland Coast High School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighNorth Fort Myers High School★★★★
HighCape Coral High School★★★★★
HighIda S. Baker High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

222 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 824% above the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $379,000 · 4 days on market since
1997Built · EMERALD ISLE CONDO

Reality check

What actually sold near 3444 SUNSET KEY CIRCLE UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3228 SUNSET KEY CIRCLE UNIT 101Sold · Oct ’25

$275,000

3228 SUNSET KEY CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,605 sqft · $171/sqft · 846 DOM

3224 SUNSET KEY CIRCLE UNIT 101Sold · Sep ’25

$280,000

3224 SUNSET KEY CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,605 sqft · $174/sqft · 175 DOM

3450 SUNSET KEY CIRCLE UNIT 101Sold · May ’26

$399,900

3450 SUNSET KEY CIRCLE UNIT 101 · same community

3 bd · 2 ba · 1,605 sqft · $249/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Erwin Vazquez

Your agent

Erwin Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3444 SUNSET KEY CIRCLE UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3444 SUNSET KEY CIRCLE UNIT 102 — before you fall in love.

See it in person

Schedule a tour

Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3444 SUNSET KEY CIRCLE UNIT 102 FAQs

What would the monthly payment be for 3444 SUNSET KEY CIRCLE UNIT 102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,892/mo — principal and interest, the actual property-tax bill, the $138/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3444 SUNSET KEY CIRCLE UNIT 102?+

The association fee works out to $138 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3444 SUNSET KEY CIRCLE UNIT 102?+

The most recent tax bill on record (2025) was $2,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3444 SUNSET KEY CIRCLE UNIT 102?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $379,000, this home is listed about 12% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.

Which schools are assigned to 3444 SUNSET KEY CIRCLE UNIT 102?+

Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$379,000 runs 824% above the PUNTA GORDA 33955 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 4 days on market in a Punta Gorda market that averages 63 — if it fits, move quickly.

04Strong assigned schools

Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CALENDA REAL ESTATE GROUP,INC. · Jennifer Calenda. MLS #C7530169.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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