
10435 N Big Bass TRAIL, DUNNELLON, FL, 34434
Active118 days on marketListed Jun 15, 2026MLS #CC855592
About this home
10435 N Big Bass TRAIL
Waterfront Retreat! Tucked away at the end of a winding drive, this beautifully maintained 4-bedroom, 3-bath home is the blend of privacy, comfort, and riverfront living. Situated on approximately 125 feet of waterfront land along a peaceful cove of the Withlacoochee River; this property is a dream for boaters and nature enthusiasts. Even better, it is just a 15-minute boat ride away from the amazing Rainbow River. Originally built as the builder's personal residence, the home showcases quality craftsmanship throughout, including a metal roof, hardwood floors in the main living areas, custom wood cabinetry, updated kitchen appliance and granite countertops, and a spacious family room complimented by a unique Florida fieldstone wood-burning fireplace. The versatile upstairs bedroom/game room provides additional space for guests and entertainment. Multiple outdoor living spaces, include a spacious screened lanai, an upstairs deck overlooking the cove from the upstairs room, and a front porch. Unlike many riverfront homes, this property is situated on over an acre of land and features its own boat ramp, allowing you to launch and retrieve your boat directly from your backyard-no public ramps, no waiting, and no trailering across town; the convenience is unmatched. The backyard pavilion provides the perfect gathering space after a day on the water, while the upper and lower docks have ample room for docking boats, fishing, or simply enjoying the riverfront scenery. Additional features include a fenced yard, spacious 2-car garage with ample storage, a large laundry room, new AC unit, and a peaceful setting just off the main river providing privacy and comfort for the whole family.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,682
Sqft
1.28 ac
Lot size
2
Garage
2002
Year built
Two
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,511 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,511/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+110.1%
$/sqft vs Dunnellon actives
$326 vs $187
Days on market
118 vs 67 typical
Where $326/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34434 — neighborhood snapshot
Population
10,701
Median age
43.6
Median income
$56,553
Median home value
$211,500
Avg household
2.6
Households w/ children
1,378
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
168 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2826% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 10435 N Big Bass TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
22 E IMREE LANE
4 bd · 2 ba · 2,413 sqft · $166/sqft · 60 DOM
Sold · Sep ’26$363,400
9207 N SHERMAN DRIVE
5 bd · 3 ba · 2,286 sqft · $159/sqft · 0 DOM
Sold · Jan ’26$360,000
9834 N BONITA CIRCLE
4 bd · 2 ba · 2,234 sqft · $161/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10435 N Big Bass TRAIL — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10435 N Big Bass TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10435 N Big Bass TRAIL FAQs
What would the monthly payment be for 10435 N Big Bass TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,511/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10435 N Big Bass TRAIL?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10435 N Big Bass TRAIL?+
The most recent tax bill on record (2024) was $3,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $875,000, this home is listed about 192% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10435 N Big Bass TRAIL?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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