
12409 W Standish DRIVE, HOMOSASSA, FL, 34448
Active104 days on marketListed Jul 1, 2026MLS #CC856061
About this home
12409 W Standish DRIVE
Welcome to THE STANDISH, a fully furnished 5-bedroom, 5-bath residence in the heart of Old Homosassa offering 3,751 square feet, beautiful water views, and an incredibly versatile floor plan. Now successfully operating as a vacation rental, the home can be enjoyed as one expansive residence or configured for separate living accommodations - ideal for multi-generational living, guests, or continued rental use. A separate exterior entrance leads to a fully equipped apartment with its own kitchen, living area, sunroom, bedroom, and full bath. An adjoining bedroom can remain with the main residence or be incorporated into the apartment, allowing it to function as either a one- or two-bedroom space. The main home offers multiple gathering areas across three levels, including a spacious third-floor family room, bedroom, and full bath. Recent improvements include new flooring in the apartment kitchen, bath, and sunroom, a 5-ton HVAC system (2025), 66-gallon commercial water heater (2024), updated electrical and plumbing, newer main-kitchen appliances, and a metal roof (2015).Located on a corner lot in a golf cart-friendly community, The Standish is just minutes from Old Homosassa's waterfront restaurants, marinas, shops, and entertainment. Launch from the nearby Mason Creek public boat ramp and reach the Homosassa River in less than 10 minutes or the Gulf in approximately 20 for fishing, scalloping, boating, kayaking, snorkeling, and more. The property also includes 1/3 ownership of the strip of land directly across the street, providing waterfront viewing and water access. With its furnishings included, established vacation-rental use, flexible layout, and location in the heart of Old Homosassa, The Standish offers a unique opportunity for both personal enjoyment and income potential.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
3,751
Sqft
0.23 ac
Lot size
2
Garage
1986
Year built
Two
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,282 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,282/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−39.6%
$/sqft vs Homosassa actives
$212 vs $173
Days on market
104 vs 90 typical
Where $212/sqft sits among the 319 Homosassa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $295K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
118 of 319
Homosassa actives have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 320% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12409 W Standish DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$1,225,000
6730 S BEAGLE DRIVE
5 bd · 4 ba · 2,988 sqft · $410/sqft · 79 DOM
Sold · Sep ’26$474,999
6618 S BEAGLE DRIVE
4 bd · 3 ba · 2,376 sqft · $200/sqft · 51 DOM
Sold · Jun ’26$1,075,000
5475 S ISLAND DRIVE
4 bd · 2 ba · 2,232 sqft · $482/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12409 W Standish DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12409 W Standish DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12409 W Standish DRIVE FAQs
What would the monthly payment be for 12409 W Standish DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12409 W Standish DRIVE?+
The most recent tax bill on record (2025) was $6,412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $795,000, this home is listed about 141% above the Homosassa median of $329,450. The market section on this page shows how the area is trending.
Which schools are assigned to 12409 W Standish DRIVE?+
Homosassa Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX REALTY ONE · Laura Bush. MLS #CC856061.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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