3206 N Annapolis AVENUE, HERNANDO, FL, 34442
Active10 days on marketListed Oct 2, 2026MLS #CC858327
About this home
3206 N Annapolis AVENUE
One or more photo(s) has been virtually staged. Home has a ALARM to turn off before viewing! Imagine having a full acre to call your own, a beautifully designed newer home, and plenty of room to create the outdoor space you’ve always wanted! Located in the desirable First Addition of Citrus Hills and sitting approximately 84 feet above sea level, this property offers space, flexibility, and an exceptional lifestyle. Step inside to a bright, comfortable floor plan featuring luxury vinyl plank flooring, granite countertops, stainless steel appliances, and a high-efficiency system. Even better, approximately six years remain on the New Home 10-Year Warranty, offering added peace of mind. The photos are virtually staged for your enjoyment and review. The well-planned layout provides nicely sized guest bedrooms and an impressive primary suite with plenty of room to create your own private retreat. The spacious primary bath features dual sinks and a large walk-in shower. Outside is where the possibilities really begin! The expansive one-acre homesite provides plenty of backyard space for a future pool, fenced area for your pets, gardens, outdoor entertaining, or simply enjoying the extra privacy and elbow room. And the lifestyle extends well beyond your front door! Enjoy the Citrus Hills Social Membership and its impressive array of amenities, including multiple pools, fitness and spa facilities, an indoor junior Olympic-size pool, pickleball, tennis, bocce, golf, restaurants, entertainment, and dancing at the Tiki Bar. If you’ve been looking for a newer home with just the right amount of living space, a full acre to make your own, and access to the Citrus Hills lifestyle, this could be the one! VirtuallyStaged.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,756
Sqft
0.97 ac
Lot size
2
Garage
2022
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31%
$/sqft vs Hernando actives
$245 vs $200
Days on market
10 vs 68 typical
Where $245/sqft sits among the 134 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $349K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
47 of 134
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3206 N Annapolis AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$290,000
1724 E MCKINLEY STREET
3 bd · 2 ba · 1,748 sqft · $166/sqft · 107 DOM
Sold · Aug ’26$343,500
826 E GAINES LANE
3 bd · 2 ba · 1,770 sqft · $194/sqft · 104 DOM
Sold · Feb ’26$480,000
1952 N ESSEX AVENUE
3 bd · 2 ba · 1,771 sqft · $271/sqft · 269 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3206 N Annapolis AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3206 N Annapolis AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3206 N Annapolis AVENUE FAQs
What would the monthly payment be for 3206 N Annapolis AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,247/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3206 N Annapolis AVENUE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3206 N Annapolis AVENUE?+
The most recent tax bill on record (2025) was $4,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $429,900, this home is listed about 18% above the Hernando median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3206 N Annapolis AVENUE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Paula Fuhst. MLS #CC858327.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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