CENTURY 21 Edge
$849,0003 bd2 ba2,184 sqft$389 /sqft≈$5,321 /mo all-in ↓

9986 E New Hope COURT, FLORAL CITY, FL, 34436

Active6 days on marketListed Oct 6, 2026MLS #CC858392

Single Family Residence

About this home

9986 E New Hope COURT

RARE PROPERTY!! COME FALL IN LOVE!!! QUARRY LAKE and GORGEOUS HOME on 14.7 acres with stunning lake views and access!! **Owner financing available***!! Move-In Ready!! 3 bedrooms + 2 bathrooms + 2 car garage + 5 acre spring-fed lake!! Built in 2014, and all upgraded!! Large open floor plan with high ceiling...makes it feel light, bright, and spacious!! 2,184 sq ft of living space; 3,192 sq ft total!! This is the ABSOLUTE MOST UNIQUE AND INCREDIBLE property you'll ever see!! Located on the north side of Historic Brooksville in Floral City, Citrus County, this 14.7 acre property has an old rock quarry on it (about the size of 5 acres) that filled with clear pristine water decades ago creating a crystal clear lake! It's continuously fed by the aquifer/spring with white rock cliffs and boulders!! Breathtaking! This is the kind of property they build golf courses on like at Brooksville County Club and Black Diamond Ranch Golf & Country Club! NO HOA! Home sits high on the cliff overlooking the lake...no flood!! NO HOA...so bring the RV, boats, campers, ATV's, kayaks, canoes, horses, cows, pets...bring it all! Bring your fishing poles...you won't believe the bass in this lake!! The gorgeous home is perched on the cliff overlooking the amazing quarry lake and offers large glass windows all along the back of the home to see the gorgeous lake views!! The property is gorgeous with large beautiful trees and a peaceful serenity most long for! It's as beautiful as one can imagine! Charming country-style front porch! The kitchen is upgraded with real wood cabinets and granite countertops! Wood floors throughout! OPEN FLOOR PLAN - see everything from the kitchen...the dining room, great room, office area (or sitting area), and the great views of the lake out of the large glass windows! The home has a split floorpan for privacy for the master suite! Canoe, boat, kayak, fish, hunt, swim, jump from the rocks...endless outside activities for the whole family! Great property for entertaining your family and friends! Jump in for a refreshing swim! The property is located near where Hernando, Citrus, and Sumter Counties come together near the Withlacoochee River, and it is bordered by the Withlacoochee State Trail for recreation, walking, jogging, biking and enjoying the gorgeous views of nature. The Withlachoochee State Trail is a 46-mile paved trail that traverses rivers and forests, with small town charm and railroad history! This makes for a great way for you to stay in shape, stay healthy, and stay connected to nature! The lake is affectionately named Honeymoon Lake on the Map! THIS IS AN ABSOLUTE MUST SEE!!!! Call today for a private showing!!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,184

Sqft

14.77 ac

Lot size

2

Garage

2014

Year built

One

Levels

$389

Per sqft

Inside

FlooringEngineered Hardwood
AppliancesElectric Cooktop · Dishwasher · Microwave · Oven · Refrigerator
InteriorTray Ceiling(s) · Solid Surface Counters · Eating Space In Kitchen · Open Floorplan · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionStucco · Block
ParkingBoat · Circular Driveway · Driveway · Golf Cart Garage · Parking Pad · Open · RV Parking

Community & fees

Taxes (2025)$3,134/yr

Utilities & systems

WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,321 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2025 actual bill$261
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,321/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$261
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $849K
$563KedgeAI estimate $651,939 · range $587K–$717K$883K

vs edgeAI estimate

+30.2%

$/sqft vs Floral City actives

$389 vs $195

Days on market

6 vs 49 typical

Where $389/sqft sits among the 54 Floral City actives

26
19
3 · this home
1
1
4
$94–192$192–291$291–389$389–488$488–586$586+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Floral City

Drive times from this address

Downtown Tampa≈ 75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Floral City. See the full Floral City guide →

FLORAL CITY 34436 — neighborhood snapshot

Population

8,170

Median age

60.3

Median income

$50,139

Median home value

$201,400

Avg household

2.25

Households w/ children

563

For the school run

Citrus County School District

ElementaryFloral City Elementary School★★★★★
HighCitrus High School★★★★★
MiddleInverness Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Floral City market

Seller’s marketLeans buyer — 7.2 months of inventoryBuyer’s market

$245K → $253K

Floral City median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

26 of 54

Floral City actives have cut their price

Median sold price, Floral City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 228% above the FLORAL CITY 34436 median. See the full Floral City market guide →

Paper trail

This home's history

Oct 6, 2026Listed at $849,000 · 6 days on market since
2014Built

Reality check

What actually sold near 9986 E New Hope COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8949 E FLORAL ACRES COURTSold · Dec ’25

$285,000

8949 E FLORAL ACRES COURT

3 bd · 2 ba · 2,120 sqft · $134/sqft · 123 DOM

28330 PETERSON CAMP ROADSold · Sep ’26

$369,000

28330 PETERSON CAMP ROAD

3 bd · 2 ba · 1,982 sqft · $186/sqft · 192 DOM

9851 E THOMAS ROADSold · Feb ’26

$555,000

9851 E THOMAS ROAD

3 bd · 2 ba · 1,980 sqft · $280/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 9986 E New Hope COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9986 E New Hope COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9986 E New Hope COURT FAQs

What would the monthly payment be for 9986 E New Hope COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9986 E New Hope COURT?+

The most recent tax bill on record (2025) was $3,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Floral City?+

At $849,000, this home is listed about 201% above the Floral City median of $282,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9986 E New Hope COURT?+

Floral City Elementary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOME LAND REAL ESTATE INC · Kimberly Pye, PA. MLS #CC858392.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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