CENTURY 21 Edge
$319,000$429,000$2,441 /mo all-in ↓

9232 SPRING VALLEY ROAD, ENGLEWOOD, FL, 34224

Active881 days on marketListed Mar 7, 2024MLS #D6135392

Reduced $110KSHAMROCK SHORES 1ST ADD

About this home

9232 SPRING VALLEY ROAD

Price Reduced! Over 3.25 Acres located in the private gated community of Heritage Oaks at Shamrock Shores. Bring your house plans and build on this gorgeous spacious property with room for a main house, a large garage / shed or barn, or add a small guest house. The options on this property are endless. The land has been hydro-mulched, partially cleared, soil tested and surveyed including environmental surveys which are all available upon request. This gated community has a newly paved private road to all of the home sites which are all over an acre and this is the ONLY lot left for sale. In addition, a NEW WATER METER has been connected directly to the property (public water source). This is a big savings of approximately $15k in impact fees. Heritage Oaks at Shamrock Shores allows you to have small animals (Charlotte County zone codes, see more of what’s allowed on the property). This gorgeous property is centrally located between Sarasota and Fort Myers and has easy access to I-75 and many airports. Just minutes from beautiful beaches, golf, shopping, and restaurants. Enjoy the Florida lifestyle by living your best life on this fantastic property, building your dream home, enjoying the beaches, relaxing by your pool, and soaking up the sunshine! You have to see it to believe it! Note: The Sellers have house plans that are available for purchase if you are interested. BRING ALL OFFERS!

Facts & features

The home at a glance

3.3 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

HOA fee$42/mo
Taxes (2025)$2,645/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Horses Allowed · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,441 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property tax — 2025 actual bill$220
HOA fee — from the listing$42
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,165Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,165
Interest rate6.00%
Loan term

Estimated payment

$2,441/mo

Principal & interest$1,878
FHA mortgage insurance (est.)$141
Property taxes (actual bill)$220
HOA / condo fee$42
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Englewood

Map of 9232 SPRING VALLEY ROAD

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$330K$330K

Englewood median sold, yr/yr

94.6%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 299% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $319,000 $110K
Mar 7, 2024Listed at $429,000 · 881 days on market since

Reality check

What actually sold near 9232 SPRING VALLEY ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8937 BANTRY BAY BOULEVARDSold · Sep ’25

$260,000

8937 BANTRY BAY BOULEVARD · same community

3 bd · 2 ba · 1,636 sqft · $159/sqft · 181 DOM

8263 ESTHER STREET UNIT 35Sold · May ’26

$150,000

8263 ESTHER STREET UNIT 35

0 DOM

8263 ESTHER STREET UNIT 25Sold · Jul ’26

$150,000

8263 ESTHER STREET UNIT 25

0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9232 SPRING VALLEY ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9232 SPRING VALLEY ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9232 SPRING VALLEY ROAD FAQs

What would the monthly payment be for 9232 SPRING VALLEY ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,441/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9232 SPRING VALLEY ROAD?+

The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9232 SPRING VALLEY ROAD?+

The most recent tax bill on record (2025) was $2,645. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9232 SPRING VALLEY ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $319,000, this home is listed about 12% below the Englewood median of $362,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9232 SPRING VALLEY ROAD?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$319,000 runs 299% above the ENGLEWOOD 34224 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

881 days on market against a Englewood median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $429,000, now $319,000 — a $110K cut. The full history is in the market section below.

Listing courtesy of THE BRC GROUP, LLC · John Corcoran. MLS #D6135392.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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