42 MOODY DRIVE, PALM COAST, FL, 32137
Active673 days on marketListed Oct 2, 2024MLS #FC304318
About this home
42 MOODY DRIVE
This home will make you say wow! If you are looking for a quiet Beach (3 min walk) & Pool getaway with your family, pets & friends, this home will accommodate 1-3 families comfortably. New Hot Tub was just added! Split into 2 levels, there are 2 master suites located up and downstairs. Upstairs master suite has King size bed, luxury bathroom, private sitting area outside on the deck. Kids will have their own kids bunk suite (2 bunks)with toys, TV and game console. Awesome Chefs dream kitchen with all the latest and greatest kitchen electronics including Ninja food processor, Coffee maker, pancake & waffle makers and many more gadgets. Dining room table with comfortable sitting for 6 guests (extra folding chairs available). Downstairs another huge master suite with sitting area, which has separate entrance and another suite bedroom with Queen size bed. Downstairs is another living area set up as a game room with large screen TV, Bar area and awesome pool table as well as screened porch with cozy couch and chairs, enough things to entertain adults, kids, teenagers or young at heart. There is also a fenced yard perfect if you want to bring your furry friend along ($100 per pet fee). Upstairs has wrap around decking with table 6 chairs completed with a wonderful swing and more chairs to enjoy summer ocean breeze . Gorgeous all around, professionally decorated, this home will create a perfect setting for a perfect vacation. Very short 3 minute walk to a gorgeous white sand beach, which will feel like a private beach because there is no outside traffic on this street. No need to worry about your kids running outside, its so safe and quiet. All the beach chairs and umbrellas are provided for your enjoyment as well as 2 bikes. Come, Relax and Enjoy your stay!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,848
Sqft
0.19 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$3 vs $222
Days on market
673 vs 50 typical
Where $3/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
183 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 MOODY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$969,000
71 ROLLINS DRIVE · same community
3 bd · 3 ba · 3,264 sqft · $297/sqft · 405 DOM
Sold · Feb ’26$835,000
56 OCEAN STREET · same community
2 bd · 3 ba · 2,304 sqft · $362/sqft · 64 DOM
Sold · Aug ’26$1,175,000
56 SEASCAPE DRIVE
5 bd · 4 ba · 2,914 sqft · $403/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 42 MOODY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 MOODY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42 MOODY DRIVE FAQs
What would the monthly payment be for 42 MOODY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $214/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 42 MOODY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $7,500, this home is listed about 98% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 42 MOODY DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$7,500 is 98% below the PALM COAST 32137 median of $383,175, and at $3/sqft it sits under the Palm Coast average of $261.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
673 days on market against a Palm Coast median of 50 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC304318.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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