CENTURY 21 Edge
$849,000$995,000$5,327 /mo all-in ↓

0 SR 40, ORMOND BEACH, FL, 32174

Active636 days on marketListed Oct 17, 2024MLS #FC304585

Reduced $146K

About this home

0 SR 40

Discover the endless possibilities of this expansive 11 acre property along SR-40 in Ormond Beach. This prime location is perfect for your dream estate or a lite commercial venture that captures the attention of passing motorists. This property offers over 845 ft of frontage on SR-40, A-2 zoning and a daily traffic count of 7,780. Imagine building your ideal residence with ample space for all your favorite hobbies or consider rezoning for a business that thrives on visibility and accessibility. Current zoning information available upon request. Enjoy the convenience of being just minutes from the beach and I-95, providing easy access to shopping, dining, and entertainment. Don't miss this incredible opportunity—welcome to your future!

Facts & features

The home at a glance

11.15 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$3,206/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,327 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2023 actual bill$267
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,327/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$267
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ormond Beach

Map of 0 SR 40

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32174 — neighborhood snapshot

Population

53,087

Median age

56.3

Median income

$67,817

Median home value

$315,100

Avg household

2.19

Households w/ children

4,692

For the school run

Volusia County School District

ElementaryPathways Elementary School★★★★★
MiddleDavid C. Hinson Senior Middle School★★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 108% above the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,000 $146K
Oct 17, 2024Listed at $995,000 · 636 days on market since

Reality check

What actually sold near 0 SR 40

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3470 BAREBACK TRAILSold · Sep ’25

$247,000

3470 BAREBACK TRAIL

3 bd · 2 ba · 1,512 sqft · $163/sqft · 11 DOM

9 SUNNY ROADSold · Feb ’26

$393,500

9 SUNNY ROAD

2 bd · 2 ba · 1,706 sqft · $231/sqft · 162 DOM

10 SHADOW LANESold · Feb ’26

$445,000

10 SHADOW LANE

4 bd · 3 ba · 1,880 sqft · $237/sqft · 163 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 SR 40 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 SR 40 — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 SR 40 FAQs

What would the monthly payment be for 0 SR 40?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,327/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 SR 40?+

The most recent tax bill on record (2023) was $3,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $849,000, this home is listed about 100% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 0 SR 40?+

Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,000 runs 108% above the ORMOND BEACH 32174 median.

02Time on market is leverage

636 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $995,000, now $849,000 — a $146K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS (ST. AUG) · Noah Bailey. MLS #FC304585.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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