503 EMERALD DRIVE, FLAGLER BEACH, FL, 32136
Active546 days on marketListed Jan 21, 2025MLS #FC306635
About this home
503 EMERALD DRIVE
Discover the perfect canvas for your dream home in the picturesque community of Stonebridge in Flagler Beach, Florida. This .17-acre vacant lot offers a rare opportunity to build in an exclusive enclave of only 28 custom homesites. With buried utilities throughout, the community ensures a pristine and aesthetically pleasing environment. Located just 1.5 miles from the stunning sands of Flagler Beach, this homesite combines coastal charm with convenience. For outdoor enthusiasts and families, Wadsworth Park is less than half a mile away. This expansive 62-acre park features pickleball, tennis, basketball, and racquetball courts, along with a skate park, baseball and soccer fields, volleyball courts, and a playground for the kids. Everyday essentials are easily accessible with a Publix supermarket just a short distance away. Additionally, the vibrant downtown Flagler Beach area, located just over the Flagler Bridge, offers an array of restaurants, boutique shops, and local attractions. Whether you’re envisioning a primary residence or a vacation retreat, this Stonebridge lot is a prime location to bring your vision to life. Don’t miss this chance to enjoy coastal living with all the conveniences at your fingertips.
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$820 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$820/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 503 EMERALD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$394,205
35464 COVENTRY FIELDS LOOP · same community
3 bd · 2 ba · 1,545 sqft · $255/sqft · 0 DOM
Sold · Oct ’25$320,000
2396 STONEBRIDGE DRIVE · same community
3 bd · 2 ba · 1,757 sqft · $182/sqft · 77 DOM
Sold · Aug ’25$365,000
Nearby listing · same community
3 bd · 2 ba · 1,996 sqft · $183/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 503 EMERALD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 503 EMERALD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
503 EMERALD DRIVE FAQs
What would the monthly payment be for 503 EMERALD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $820/mo — principal and interest, the actual property-tax bill, the $97/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 503 EMERALD DRIVE?+
The association fee works out to $97 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 503 EMERALD DRIVE?+
The most recent tax bill on record (2024) was $1,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 503 EMERALD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $75,000, this home is listed about 87% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 503 EMERALD DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$75,000 is 83% below the FLAGLER BEACH 32136 median of $449,450.
02Time on market is leverage
546 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $99,000, now $75,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA BEACHES REAL ESTATE · Tony Garren. MLS #FC306635.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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