148 COQUINA KEY DRIVE, ORMOND BEACH, FL, 32176
Active546 days on marketListed Jan 23, 2025MLS #FC306748
About this home
148 COQUINA KEY DRIVE
One of the last opportunities to own a buildable lot just steps from the no-drive beach. Located in a beautiful coastal neighborhood filled with custom homes, this property offers the ideal setting to build now or secure your place near the ocean and build later. Private financing 30,000 down and 4.9 percent interest. No credit check or tax returns required, making ownership more accessible for buyers looking for flexibility. Lots in this area are limited — secure your piece of coastal living while it's still available. Enjoy ocean breezes, underground utilities, and exclusive access to a private beach gazebo — all in a peaceful, well-established community where vacant lots are becoming increasingly rare. This lot is surrounded by high-end homes and offers a prime location for a custom coastal residence. Exact lot size: 7,070 sq ft (0.1623 acres). Zillow may round the acreage, but this is the precise measurement.
Facts & features
The home at a glance
0.16 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 148 COQUINA KEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$665,000
121 COQUINA KEY DRIVE · same community
3 bd · 2.5 ba · 2,633 sqft · $253/sqft · 110 DOM
Sold · Apr ’26$250,000
3100 OCEAN SHORE BOULEVARD UNIT 1060
2 bd · 2 ba · 873 sqft · $286/sqft · 29 DOM
Sold · Sep ’25$270,000
3180 OCEAN SHORE BOULEVARD UNIT 309
2 bd · 2 ba · 876 sqft · $308/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 148 COQUINA KEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 148 COQUINA KEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
148 COQUINA KEY DRIVE FAQs
What would the monthly payment be for 148 COQUINA KEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,960/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 148 COQUINA KEY DRIVE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 148 COQUINA KEY DRIVE?+
The most recent tax bill on record (2024) was $3,155. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 148 COQUINA KEY DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $239,500, this home is listed about 44% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 148 COQUINA KEY DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ORMOND BEACH 32176 market on paper
$239,500 is 33% below the ORMOND BEACH 32176 median of $358,500.
02Time on market is leverage
546 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $289,000, now $239,500 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXPERT REALTY GROUP · Patrick Sullivan. MLS #FC306748.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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