CENTURY 21 Edge
$1,495,000≈$9,814 /mo all-in ↓

2299 N OCEANSHORE BOULEVARD, FLAGLER BEACH, FL, 32136

Active484 days on marketListed Apr 6, 2025MLS #FC308722

WaterfrontSUNRISE BEACH SUB

About this home

2299 N OCEANSHORE BOULEVARD

Double lot. Great investment directly on A1A -Single Family Home, Short Term Rentals allowed (multi-unit allowed) example 15 units at 750sf ,3 story 35 ft height restriction. 1. Motels and hotels. 2. Bed and breakfast inns. 3. Restaurants. 4. Gift shops. 5. Convenience commercial uses such as: a. Beauty or barber shops. b. Laundromat, laundry and dry cleaning pick-up stations. c. Convenience Store. D. Off-street parking and loading. Car Wash currently on property.

Facts & features

The home at a glance

0.26 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$12,323/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,814 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property tax — 2024 actual bill$1,027
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,500
Interest rate6.00%
Loan term

Estimated payment

$9,814/mo

Principal & interest$8,067
PMI (est., until 20% equity)$561
Property taxes (actual bill)$1,027
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 2299 N OCEANSHORE BOULEVARD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer — 7.1 months of inventoryBuyer’s market

$517K → $525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 240% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Apr 6, 2025Listed at $1,495,000 · 484 days on market since

Reality check

What actually sold near 2299 N OCEANSHORE BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1400 N CENTRAL AVENUESold · Nov ’25

$535,000

1400 N CENTRAL AVENUE

2 bd · 1.5 ba · 1,152 sqft · $464/sqft · 80 DOM

1601 N CENTRAL AVENUE UNIT 103Sold · May ’26

$250,000

1601 N CENTRAL AVENUE UNIT 103

2 bd · 2 ba · 1,215 sqft · $206/sqft · 584 DOM

1601 N CENTRAL AVENUE UNIT 801Sold · Jun ’26

$450,000

1601 N CENTRAL AVENUE UNIT 801

2 bd · 2 ba · 1,215 sqft · $370/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leliana Vazquez

Your agent

Leliana Vazquez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2299 N OCEANSHORE BOULEVARD — start here.

CallText
leliana.vazquez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2299 N OCEANSHORE BOULEVARD — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2299 N OCEANSHORE BOULEVARD FAQs

What would the monthly payment be for 2299 N OCEANSHORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,814/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2299 N OCEANSHORE BOULEVARD?+

The most recent tax bill on record (2024) was $12,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $1,495,000, this home is listed about 157% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2299 N OCEANSHORE BOULEVARD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,495,000 runs 240% above the FLAGLER BEACH 32136 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

484 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Keep looking

Similar homes nearby

2299 N OCEANSHORE BOULEVARD

$1,495,000

2299 N OCEANSHORE BOULEVARD, FLAGLER BEACH

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1955 N CENTRAL AVENUE, FLAGLER BEACH

4 bd · 3 ba · 3,572 sqft

1951 N OCEAN SHORE BLVD

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1951 N OCEAN SHORE BLVD, FLAGLER BEACH

Listing courtesy of COMPASS FLORIDA · Debby Meyer. MLS #FC308722.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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