CENTURY 21 Edge
$198,000$199,000$1,648 /mo all-in ↓

0 S FLAGLER, FLAGLER BEACH, FL, 32136

Active315 days on marketListed Aug 30, 2025MLS #FC312323

Priced 60% below the FLAGLER BEACH 32136 medianReduced $1KFUQUAY SUB

About this home

0 S FLAGLER

BUILD YOUR DREAM JUST STEPS FROM THE BEACH! Opportunities like this are becoming increasingly rare in Flagler Beach. Just three blocks from the Atlantic Ocean, this oversized 50' x 153' homesite offers the perfect canvas to create the coastal home you've always imagined. Whether you're dreaming of a luxury beach retreat, full-time residence, vacation getaway, or investment property, this prime location delivers the Florida lifestyle buyers are searching for. Imagine waking each morning to the sound of ocean waves, walking to the beach for sunrise, spending afternoons boating on the Intracoastal Waterway, and ending the day enjoying waterfront restaurants, live music, and spectacular sunsets. Here, every day feels like a vacation. One of the property's most desirable features is its rear alley access, providing endless possibilities for your custom design. Build a detached garage, guest house, pool cabana, workshop, or secure storage for your boat, RV, golf cart, or beach toys while maximizing curb appeal from the front of the home. Even better, much of the groundwork has already been completed. A recent engineer report is included, saving valuable time and expense as you begin planning your dream home. With no HOA and no required timeframe to build, you can purchase now and build when you're ready, using the builder of your choice. Flagler Beach has become one of Florida's best-kept secrets, loved for its laid-back charm, uncrowded beaches, walkable downtown, locally owned restaurants, boutique shopping, weekly farmers markets, and dog-friendly atmosphere. Residents enjoy fishing, boating, kayaking, paddleboarding, surfing, and miles of beautiful shoreline—all just minutes from home. Conveniently located only 3 miles from I-95, you're approximately 30 minutes from Daytona Beach and St. Augustine, and about one hour from Orlando and Jacksonville, making travel simple while still enjoying the peaceful charm of a true beach town. Build today, build later—but don't miss this opportunity. Vacant homesites this close to the ocean are becoming harder to find, and with demand continuing to grow in Flagler Beach, this is your chance to secure a piece of Florida's coastline before it's gone.

Facts & features

The home at a glance

0.17 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$2,813/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,648 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,166
FHA mortgage insurance (est.)$88
Property tax — 2024 actual bill$234
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,930Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,930
Interest rate6.00%
Loan term

Estimated payment

$1,648/mo

Principal & interest$1,166
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$234
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Flagler Beach

Map of 0 S FLAGLER

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $198,000 $1K
Aug 30, 2025Listed at $199,000 · 315 days on market since

Reality check

What actually sold near 0 S FLAGLER

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2036 S FLAGLER AVENUESold · Jun ’26

$285,000

2036 S FLAGLER AVENUE · same community

2 bd · 1 ba · 912 sqft · $313/sqft · 129 DOM

1405 S FLAGLER AVENUESold · Apr ’26

$250,000

1405 S FLAGLER AVENUE · same community

2 bd · 1 ba · 970 sqft · $258/sqft · 39 DOM

2131 S DAYTONA AVENUESold · Oct ’25

$318,000

2131 S DAYTONA AVENUE · same community

2 bd · 2 ba · 978 sqft · $325/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 0 S FLAGLER — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 S FLAGLER — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 S FLAGLER FAQs

What would the monthly payment be for 0 S FLAGLER?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,648/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 S FLAGLER?+

The most recent tax bill on record (2024) was $2,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $198,000, this home is listed about 66% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 0 S FLAGLER?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$198,000 is 60% below the FLAGLER BEACH 32136 median of $499,000.

02Time on market is leverage

315 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $199,000, now $198,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Cynthia Beaudry. MLS #FC312323.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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