3715 N OCEAN SHORE BOULEVARD, PALM COAST, FL, 32137
Active326 days on marketListed Sep 18, 2025MLS #FC312758
About this home
3715 N OCEAN SHORE BOULEVARD
**DIRECT OCEANFRONT HOMESITE** - Discover the ideal Seaside location you've been searching for, where you can create the oceanfront home of your dreams. This homesite is unique, situated within the prestigious Hammock Dunes Private Oceanfront Community on Florida's northeast coastline. You can be confident that elegant oceanfront estates will surround you, as the Hammock Dunes Design Review Committee mandates that all homes meet high standards. The minimum home size is 3,500 sq. ft. and the maximum height is 60 ft. Generous homesites in Carino la Mer each feature 100 ft. of ocean frontage, incorporate underground utilities, and are located east of the Coastal Construction Line, which requires Piling Foundations. As you drive down Scenic Highway A1A, you know you've arrived when you see the stunning array of elegant seaside homes. Membership to the remarkable Hammock Dunes Club is available to enhance your extraordinary oceanfront lifestyle. The club offers two clubhouses, one featuring oceanfront dining—both formal and casual—and outdoor options overlooking the 18th hole and ocean. Club Amenities include a 5,000 sq. ft. fitness center, an oceanside pool, a spa, bocce ball, oceanside croquet lawns and a kids' splash pad. The Creek Course Clubhouse offers a "low country style" dining experience, nestled in a beautiful natural setting where the only sounds are the gentle sway of tall pines and the views of the 690-acre golf course, which will never be developed with homes. Additional amenities include two world-class 18-hole golf courses, oceanside croquet, tennis, pickleball, and a variety of social activities for year-round enjoyment.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,446 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,446/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 3715 N OCEAN SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$4,090,000
85 CALLE DEL SUR · same community
4 bd · 6.5 ba · 7,682 sqft · $532/sqft · 212 DOM
Sold · Oct ’25$428,000
14 DEERFIELD COURT
3 bd · 2 ba · 1,640 sqft · $261/sqft · 102 DOM
Sold · Feb ’26$380,000
22 PELICAN COURT
3 bd · 2 ba · 1,642 sqft · $231/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3715 N OCEAN SHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3715 N OCEAN SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3715 N OCEAN SHORE BOULEVARD FAQs
What would the monthly payment be for 3715 N OCEAN SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,446/mo — principal and interest, the actual property-tax bill, the $315/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3715 N OCEAN SHORE BOULEVARD?+
The association fee works out to $315 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3715 N OCEAN SHORE BOULEVARD?+
The most recent tax bill on record (2024) was $5,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3715 N OCEAN SHORE BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $775,000, this home is listed about 94% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3715 N OCEAN SHORE BOULEVARD?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$775,000 runs 103% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
326 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $829,000, now $775,000 — a $54K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Diane Esposito. MLS #FC312758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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