44 FLAGLER DRIVE, PALM COAST, FL, 32137
Active260 days on marketListed Nov 15, 2025MLS #FC314097
About this home
44 FLAGLER DRIVE
This spectacular, beachside home, just 14 lots from the Atlantic, offers over 2,400 sq ft of beautifully updated living space. Four bedrooms, three and a half baths w/ a two-car garage. The living room, family room, dining room, kitchen, half bathroom & laundry room are located on the first floor. Three bedrooms are located upstairs, along with two bathrooms. Upgraded kitchen with wood cabinets, granite countertops, and newer stainless steel appliances. High-end laminate flooring in family room, dining room & living room. Waterproof laminate flooring installed in the kitchen & half bath. The primary bedroom has a powder room and a separate bathroom. The second & third bedrooms are bright & spacious. The charming fourth bedroom/mini apartment is separate from the house and has been used as an Airbnb in the past. The front of the home features a wrap-around covered porch. Behind you will find a nicely sized deck, ideal for enjoying ocean breezes. Decking material is eco-friendly, making it easy to maintain. Additional upgrades include a new roof, water heater, and new garage door. Spacious 2-car garage. No HOA fees, this exceptional beach home delivers comfort, quality, and an unbeatable location just a short walk to the shore.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,572
Sqft
0.18 ac
Lot size
2
Garage
1990
Year built
Two
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,685 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,685/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$282 vs $218
Days on market
260 vs 47 typical
Where $282/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 FLAGLER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$835,000
56 OCEAN STREET · same community
2 bd · 3 ba · 2,304 sqft · $362/sqft · 64 DOM
Sold · Oct ’25$969,000
71 ROLLINS DRIVE · same community
3 bd · 3 ba · 3,264 sqft · $297/sqft · 405 DOM
Sold · Sep ’25$751,340
22 MAHOE DRIVE N
3 bd · 2.5 ba · 2,566 sqft · $293/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 44 FLAGLER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 FLAGLER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
44 FLAGLER DRIVE FAQs
What would the monthly payment be for 44 FLAGLER DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44 FLAGLER DRIVE?+
The most recent tax bill on record (2025) was $4,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $724,900, this home is listed about 84% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44 FLAGLER DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$724,900 runs 91% above the PALM COAST 32137 median — but at 2,572 sqft it's also 37% larger than the typical Palm Coast listing.
02Time on market is leverage
260 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $749,000, now $724,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Colleen Hess. MLS #FC314097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 44 FLAGLER DRIVE but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →