28 FANSHAWE LANE, PALM COAST, FL, 32137
Active264 days on marketListed Nov 20, 2025MLS #FC314202
About this home
28 FANSHAWE LANE
Your Dream Home Awaits in Palm Harbor, Palm Coast! Step into this stunning custom-built Amaral home with a beautiful tile roof and enjoy the perfect combination of elegance, comfort, and Florida living. This split-level home features 4 bedrooms, 3 full bathrooms, a spacious living room, a full-size dining room, and a convenient kitchenette—perfect for family life and entertaining. The kitchen boasts rich cherry cabinets, and bathrooms upgraded in 2024 give the home a fresh, modern touch. Recent improvements include a brand-new 2024 AC unit, a two-year-old water heater, and a security system with a doorbell camera, providing comfort, convenience, and peace of mind. Outside, enjoy a circular driveway, full fencing, gutters, a large screened lanai, and an irrigation system on its own well, keeping your yard lush and low-maintenance. Located near Flagler Beach and close to restaurants, shopping, schools, and medical facilities, with easy access to I-95, this home offers the best of coastal Florida living. Don’t miss this incredible opportunity—schedule your private tour today and fall in love! YOU WILL LOVE EVERYTHING ABOUT THIS HOME!!! READY TO MOVE RIGHT IN !!!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,687
Sqft
0.38 ac
Lot size
2
Garage
2005
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15%
$/sqft vs PALM HARBOR
$156 vs $241
Days on market
264 vs 49 typical
Where $156/sqft sits among the 19 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
10 of 19
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 28 FANSHAWE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$405,000
109 COCHISE COURT · same community
3 bd · 3 ba · 2,679 sqft · $151/sqft · 69 DOM
Sold · Dec ’25$395,000
47 FOLCROFT LANE · same community
3 bd · 3 ba · 2,669 sqft · $148/sqft · 17 DOM
Sold · Jun ’26$835,000
101 COVINGTON LANE · same community
4 bd · 2.5 ba · 2,661 sqft · $314/sqft · 262 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28 FANSHAWE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 FANSHAWE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
28 FANSHAWE LANE FAQs
What would the monthly payment be for 28 FANSHAWE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,084/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 FANSHAWE LANE?+
The most recent tax bill on record (2025) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $419,900, this home is listed about 5% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 28 FANSHAWE LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$419,900 runs 11% above the PALM COAST 32137 median — but at 2,687 sqft it's also 42% larger than the typical Palm Coast listing.
02Time on market is leverage
264 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $449,000, now $419,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT REALTY FIRST CHOICE · Jadwiga Waloch. MLS #FC314202.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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