CENTURY 21 Edge

6 KARAT PATH, PALM COAST, FL, 32164

Active192 days on marketListed Jan 14, 2026MLS #FC315318

Priced 80% below the PALM COAST 32164 medianReduced $499PALM COAST SEC 65

About this home

6 KARAT PATH

Build your dream home at 6 Karat Path in Palm Coast, Florida! Located in the desirable Quail Hollow neighborhood, this residential lot offers an excellent opportunity for a future primary residence or an investment property. The surrounding area is predominantly comprised of single-family homes, creating a well-established residential setting. Notably, the property is zoned DPX, which provides you with the flexibility to build a duplex—ideal for multi-generational living or income-producing potential. Conveniently situated near U.S. Route 1, the location allows for easy commuting north to historic St. Augustine or south to world-famous Daytona Beach. Enjoy the privacy and versatility of vacant land while remaining close to everything Palm Coast provides, including beautiful beaches, golf courses, parks, shopping, dining, healthcare facilities, and miles of scenic walking and biking trails. With no HOA and quick access to major roadways, this property is well-suited for builders, investors, or buyers looking to design a custom Florida home. Adding to its appeal, the lot backs up to approximately 344 acres of land owned by the Flagler County Board of Commissioners, currently offering additional privacy and a natural backdrop. Whether you plan to build now or hold for the future, 6 Karat Path delivers exceptional value, location, and potential in one of Florida’s desirable coastal communities.

Facts & features

The home at a glance

0.23 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$570/yr

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electricity Available · Public · Sewer Available · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$647 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$409
FHA mortgage insurance (est.)$31
Property tax — 2025 actual bill$47
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,433Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,433
Interest rate6.00%
Loan term

Estimated payment

$647/mo

Principal & interest$409
FHA mortgage insurance (est.)$31
Property taxes (actual bill)$47
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Coast

Map of 6 KARAT PATH

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Coast. See the full Palm Coast guide →

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 80% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $69,500 $499
Jan 14, 2026Listed at $69,999 · 192 days on market since

Reality check

What actually sold near 6 KARAT PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8 KARAT PATHSold · May ’26

$245,000

8 KARAT PATH · same community

3 bd · 2 ba · 1,086 sqft · $226/sqft · 89 DOM

74 KARAS TRAILSold · Dec ’25

$278,000

74 KARAS TRAIL · same community

3 bd · 2 ba · 1,284 sqft · $217/sqft · 38 DOM

12 KATRINA COURTSold · Jan ’26

$290,000

12 KATRINA COURT · same community

3 bd · 2 ba · 1,325 sqft · $219/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6 KARAT PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 KARAT PATH — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6 KARAT PATH FAQs

What would the monthly payment be for 6 KARAT PATH?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $647/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6 KARAT PATH?+

The most recent tax bill on record (2025) was $570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $69,500, this home is listed about 82% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6 KARAT PATH?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32164 market on paper

$69,500 is 80% below the PALM COAST 32164 median of $339,990.

02Time on market is leverage

192 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $69,999, now $69,500 — a $499 cut. The full history is in the market section below.

Listing courtesy of GRAND LIVING REALTY · Sarah Fairchild. MLS #FC315318.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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