11 BANNERWOOD LANE, PALM COAST, FL, 32137
Active132 days on marketListed Apr 3, 2026MLS #FC317223
About this home
11 BANNERWOOD LANE
Welcome to this beautifully updated 4-bedroom, 2-bath home that perfectly blends elegance, comfort, and functionality. Featuring a BRAND NEW ROOF (2026) and numerous upgrades throughout, this home is truly move-in ready. Step inside to find custom décor, crown molding through out with elegant chandeliers, and a mix of tile, wood, and carpet flooring that adds warmth and style to every room. The upgraded kitchen is a standout, showcasing custom cabinetry, a stunning granite countertop, stainless steel appliances, and a custom range hood—perfect for both everyday living and entertaining. Washer and dryer are also included for added convenience. The home offers an attached garage thoughtfully designed as a versatile family hangout or man cave with split unit heated and cooled. Major systems have been updated, including plumbing and electrical, plus a tankless water heater and a generator-ready power connection for peace of mind. Step outside into your private backyard oasis featuring an enclosed lanai, inground pool with beautiful lighting, heated jacuzzi, and a dedicated barbecue area—ideal for relaxing or hosting guests. Enjoy the beautifully landscaped yard with pavers throughout the driveway and outdoor spaces, along with a charming gazebo and full privacy fencing. An added BONUS is the separate in-law suite, complete with 1 bedroom, a full bathroom, and a cozy nook—perfect for guests or extended family. Conveniently located near schools, shopping, and beaches, this home offers the perfect combination of luxury, space, and location. A must-see property with so much more to see !!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,338
Sqft
0.26 ac
Lot size
2
Garage
1990
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,228 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,228/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−42.6%
$/sqft vs N/A
$186 vs $288
Days on market
132 vs 49 typical
Where $186/sqft sits among the 238 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
109 of 238
N/A have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 11 BANNERWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11 BANNERWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11 BANNERWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11 BANNERWOOD LANE FAQs
What would the monthly payment be for 11 BANNERWOOD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,228/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11 BANNERWOOD LANE?+
The most recent tax bill on record (2025) was $5,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $620,000, this home is listed about 55% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11 BANNERWOOD LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$620,000 runs 63% above the PALM COAST 32137 median — but at 3,338 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
132 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $689,900, now $620,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Kay Beydoun. MLS #FC317223.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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