CENTURY 21 Edge
$299,900$330,0003 bd1 ba1,342 sqft$223 /sqft$2,414 /mo all-in ↓

1145 GEORGE ANDERSON STREET, ORMOND BEACH, FL, 32174

Active81 days on marketListed May 13, 2026MLS #FC318508

Priced 25% below the ORMOND BEACH 32174 medianReduced $30KSingle Family ResidenceTOMOKA ESTATES UNIT 03

About this home

1145 GEORGE ANDERSON STREET

Welcome to 1145 George Anderson, nestled in the quaint community of Tomoka Estates in the heart of beautiful Ormond Beach. Situated on an oversized lot with a circular driveway, this charming residence offers exceptional curb appeal along with everyday functionality. Inside, you’ll discover a spacious 3-bedroom, 1-bath split floor plan thoughtfully designed to create the perfect flow for comfortable living and entertaining. The inviting layout provides generous gathering spaces while still offering privacy and flexibility for family and guests. The updated kitchen is sure to impress, featuring granite countertops, stainless steel appliances, and ample cabinet space that blends both style and convenience. Step outside to the oversized backyard — a blank canvas ready for you to create your own private outdoor retreat, whether it’s a garden oasis, entertaining space, future pool area or your dream garage. This property is an excellent opportunity for first-time homebuyers, seasonal residents, or investors alike. Residents of Tomoka Estates also enjoy access to a private community boat ramp, perfect for embracing the Florida boating and fishing lifestyle. Conveniently located near shopping, dining, parks, schools, and just minutes from the area’s beautiful beaches, this home offers the perfect blend of comfort, convenience, and laid-back coastal living.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,342

Sqft

0.46 ac

Lot size

1970

Year built

One

Levels

$223

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Electric Water Heater · Range · Range Hood · Refrigerator · Water Filtration System
InteriorSkylight(s) · Split Bedroom · Stone Counters
LaundryElectric Dryer Hookup · Other · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorStorage

Community & fees

Taxes (2025)$4,267/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,414 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$356
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,497
Interest rate6.00%
Loan term

Estimated payment

$2,414/mo

Principal & interest$1,765
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$356
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$243KedgeAI estimate $260,323 · range $253K$264K$312K

vs edgeAI estimate

+15.2%

$/sqft vs Ormond Beach actives

$223 vs $237

Days on market

81 vs 41 typical

Where $223/sqft sits among the 400 Ormond Beach actives

190 · this home
110
39
20
8
33
$160–234$234–308$308–382$382–456$456–530$530+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tomoka Estates

Map of 1145 GEORGE ANDERSON STREET inside its neighborhood boundary

Drive times from this address

Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ormond Beach. See the full Ormond Beach guide →

Tomoka Estates — neighborhood snapshot

Population

825

Median age

59

Median income

$89,793

Median home value

$355,905

Avg household

2

Households w/ children

76%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
ElementaryPine Trail Elementary School★★★★
HighSeabreeze High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

205 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,900 $30K
May 13, 2026Listed at $330,000 · 81 days on market since
1970Built · TOMOKA ESTATES UNIT 03

Reality check

What actually sold near 1145 GEORGE ANDERSON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1148 LANDERS STREETSold · Jan ’26

$370,000

1148 LANDERS STREET · same community

3 bd · 2 ba · 1,329 sqft · $278/sqft · 20 DOM

140 LIMEWOOD PLACE UNIT 2Sold · Nov ’25

$147,000

140 LIMEWOOD PLACE UNIT 2

2 bd · 2.5 ba · 1,316 sqft · $112/sqft · 179 DOM

251 ORANGE GROVE DRIVE UNIT 8Sold · May ’26

$187,000

251 ORANGE GROVE DRIVE UNIT 8

2 bd · 2.5 ba · 1,262 sqft · $148/sqft · 108 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 1145 GEORGE ANDERSON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1145 GEORGE ANDERSON STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1145 GEORGE ANDERSON STREET FAQs

What would the monthly payment be for 1145 GEORGE ANDERSON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1145 GEORGE ANDERSON STREET?+

The most recent tax bill on record (2025) was $4,267. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $299,900, this home is listed about 30% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 1145 GEORGE ANDERSON STREET?+

Ormond Beach Middle School (middle), Pine Trail Elementary School (elementary), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ORMOND BEACH 32174 market on paper

$299,900 is 25% below the ORMOND BEACH 32174 median of $400,000, and at $223/sqft it sits under the Ormond Beach average of $272.

02Strong assigned schools

Ormond Beach Middle School, Pine Trail Elementary School, Seabreeze High School — Pine Trail Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $330,000, now $299,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of OCEANS LUXURY REALTY FULL SVC · Twyla Lewis. MLS #FC318508.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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