61 RAINTREE CIRCLE, PALM COAST, FL, 32164
Active122 days on marketListed Jun 10, 2026MLS #FC318946
About this home
61 RAINTREE CIRCLE
INCREDIBLE VALUE! Looking to downsize without giving up a spacious living area? Discover lakefront living at 61 Raintree Circle in Palm Coast’s gated Rivergate community. This two-bedroom, two-bath home with a separate office offers room to relax, entertain, and welcome overnight guests. The office could accommodate a Murphy bed, creating an occasional third sleeping space while preserving its everyday functionality. Vaulted ceilings, plantation shutters, and an expansive living and dining area create a bright, open feel. The oversized, air-conditioned Florida room showcases beautiful water views and provides even more space to enjoy. Step outside to the inviting waterfront patio—your own retreat for morning coffee, sunning, gardening, or simply unwinding. Numerous upgrades include a new roof, new water heater, newer upgraded appliances, and a spacious kitchen with an island, generous workspace, double oven, warming oven, instant hot water, reverse osmosis system, soft-close drawers, and plentiful pull-out storage. A whole-house water conditioning system, electric garage screen door, hurricane shutters, rain gutters, inside laundry, and two-car garage add comfort and convenience. Rivergate’s community pool, clubhouse, and included lawn and landscaping care make it easy to spend more time enjoying your surroundings. Spacious interiors, flexible guest space, thoughtful upgrades, and beautiful water views make this home an opportunity you won’t want to miss. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,912
Sqft
0.13 ac
Lot size
2
Garage
2010
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs LEHIGH WOODS
$173 vs $216
Days on market
122 vs 73 typical
Where $173/sqft sits among the 11 homes for sale in LEHIGH WOODS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 11
LEHIGH WOODS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 61 RAINTREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$330,000
66 RYLAND DRIVE · same community
4 bd · 2 ba · 1,860 sqft · $177/sqft · 507 DOM
Sold · Jan ’26$380,000
97 ROBINSON DRIVE · same community
4 bd · 2 ba · 1,800 sqft · $211/sqft · 137 DOM
Sold · Dec ’25$380,000
27 RED MILL DRIVE · same community
4 bd · 2 ba · 1,800 sqft · $211/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 61 RAINTREE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 61 RAINTREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
61 RAINTREE CIRCLE FAQs
What would the monthly payment be for 61 RAINTREE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,754/mo — principal and interest, the actual property-tax bill, the $224/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 61 RAINTREE CIRCLE?+
The association fee works out to $224 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 61 RAINTREE CIRCLE?+
The most recent tax bill on record (2025) was $3,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 61 RAINTREE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $329,990, this home is listed about 15% below the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 61 RAINTREE CIRCLE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC (DB) · Joy Pratt-Martin. MLS #FC318946.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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