2214 N CENTRAL AVENUE, FLAGLER BEACH, FL, 32136
Active107 days on marketListed Jun 25, 2026MLS #FC319504
About this home
2214 N CENTRAL AVENUE
Virtually Staged. A shoreline masterpiece unlike anything else on the Golden Mile, 2214 N Central Ave offers the rare advantage of an FDOT-maintained seawall, allowing its owner to experience paradise without paying the price of private seawall maintenance. This one-of-a-kind modern oceanfront estate was completed in November 2024. Designed as a legacy property with no expense spared, this residence offers contemporary elegance and uncompromising quality. Anchored between the Atlantic Ocean and the Intracoastal Waterway, A rare dual-water view and an incomparable location directly on A1A, high and dry in flood zone X. Crafted as a luxury coastal fortress, the residence is constructed entirely of reinforced concrete across all three levels, with approximately 24 concrete pilings extending 25 feet deep. Built for peace of mind and durability, the home features impact windows, doors, and an impact-rated garage. A standing-seam aluminum roof, underground drainage systems, foam insulation, and elevated construction in Flood Zone X deliver a secure, energy-efficient residence engineered to endure while providing exceptional comfort and remote control via your phone. The Smart home’s thoughtful design supports a range of lifestyles, whether envisioned as a full-time coastal sanctuary, a lock-and-leave luxury retreat, a multigenerational estate, or a short-term rental. Every level captures the surrounding beauty, pairing unforgettable water views with refined interiors and exceptional craftsmanship. Elegant, timeless, and truly incomparable, 2214 & 2216 N Central Avenue represent a rare opportunity to own one of Northeast Florida’s most distinctive modern oceanfront estates. More than a home, it is a lifestyle defined by peaceful luxury, enduring quality, and views that will inspire generations.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,872
Sqft
0.13 ac
Lot size
3
Garage
2024
Year built
Three Or More
Levels
$646
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$16,159 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$16,159/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+310.8%
$/sqft vs Flagler Beach actives
$646 vs $303
Days on market
107 vs 80 typical
Where $646/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
70 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 471% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2214 N CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$970,000
33 N RIVERWALK DRIVE
4 bd · 3.5 ba · 3,918 sqft · $248/sqft · 23 DOM
Sold · Oct ’25$1,025,000
223 S RIVERWALK DRIVE
5 bd · 4 ba · 3,960 sqft · $259/sqft · 55 DOM
Sold · Dec ’25$1,765,000
1520 LAMBERT AVENUE
4 bd · 3 ba · 3,591 sqft · $492/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 2214 N CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2214 N CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2214 N CENTRAL AVENUE FAQs
What would the monthly payment be for 2214 N CENTRAL AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2214 N CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $18,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $2,499,999, this home is listed about 355% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2214 N CENTRAL AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,499,999 runs 471% above the FLAGLER BEACH 32136 median — but at 3,872 sqft it's also nearly twice the size of the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,599,999, now $2,499,999 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Ariella Valente. MLS #FC319504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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