CENTURY 21 Edge
$535,0003 bd3 ba1,408 sqft$380 /sqft$3,808 /mo all-in ↓

26 BEACHSIDE DRIVE, PALM COAST, FL, 32137

Active35 days on marketListed Jun 27, 2026MLS #FC319532

Private poolSingle Family ResidenceMARITIME ESTATES SUB

About this home

26 BEACHSIDE DRIVE

Experience the best of Florida's coastal lifestyle in this exceptional home located in the desirable Maritime Estates community near Marineland. Perfectly positioned just minutes from the St. Johns County line, you'll enjoy convenient access to Flagler Beach, Palm Coast, and historic St. Augustine. This property offers the rare advantage of deeded beach access, complete with a private dune walkover leading to the pristine sandy shoreline. You'll also have deeded access to the Intracoastal Waterway, where a covered community dock provides the perfect spot for fishing, boating, or simply relaxing while watching boats cruise by. Enjoy spectacular sunrises over the Atlantic and unforgettable sunsets along the Intracoastal—all just a short walk from your front door. Designed with flexibility in mind, this two-story home features three bedrooms, including two spacious primary suites—one on each level. The upstairs primary suite includes a walk-in closet and an en-suite bath with a large tub/shower combination, while the guest bath features a walk-in shower. A spiral staircase connects both floors, and there's potential to install an elevator if desired. The first-floor suite offers outstanding versatility as a private guest retreat or in-law suite, complete with its own living area, full bath, bedroom, direct garage access, and sliding glass doors opening to a peaceful rear porch overlooking a backyard filled with mature oak trees. Upstairs, you'll find an open-concept living space highlighted by beautiful hardwood flooring, abundant natural light, and wood French doors leading to a spacious screened lanai with tranquil views of the wooded backyard. The kitchen is ideal for entertaining with granite countertops, a center island, and plenty of workspace. The fully fenced side yard is home to an 18' x 36' above-ground freshwater pool, creating the perfect setting for entertaining family and friends. If preferred, the seller is willing to remove the pool before closing, leaving ample space for a future in-ground pool. Additional features include real hardwood floors, solid wood doors and trim, a security system, Ring doorbell, an oversized two-car garage with extra space for a workshop or hobby room, and numerous possibilities to make the home your own. The home is served by Palm Coast city water, while sewer service is provided by a private company. Major updates include a new water heater installed in 2024 and an HVAC system that's approximately five years old. Whether you're looking for a primary residence, vacation getaway, or coastal retreat, this home offers an exceptional combination of location, comfort, and lifestyle. Schedule your private showing today and discover everything this one-of-a-kind property has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,408

Sqft

0.3 ac

Lot size

2

Garage

1996

Year built

Two

Levels

$380

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationSlab
ViewPool · Trees/Woods
FacesNortheast
ParkingDriveway · Oversized
ExteriorBalcony · Courtyard · Sliding Doors

Community & fees

HOA fee$120/mo
Taxes (2024)$1,703/yr
PetsYes
CommunityWater Access

Utilities & systems

UtilitiesCable Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,808 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property tax — 2024 actual bill$142
HOA fee — from the listing$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,725
Interest rate6.00%
Loan term

Estimated payment

$3,808/mo

Principal & interest$3,149
FHA mortgage insurance (est.)$237
Property taxes (actual bill)$142
HOA / condo fee$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$380 vs $218

Days on market

35 vs 47 typical

Where $380/sqft sits among the 400 Palm Coast actives

223
75
37
27 · this home
14
24
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 26 BEACHSIDE DRIVE

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

168 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $535,000 · 35 days on market since
1996Built · MARITIME ESTATES SUB

Reality check

What actually sold near 26 BEACHSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11 BEACHSIDE DRIVESold · Mar ’26

$765,000

11 BEACHSIDE DRIVE · same community

4 bd · 3 ba · 2,440 sqft · $314/sqft · 191 DOM

80 SURFVIEW DRIVE UNIT 514Sold · Sep ’25

$400,000

80 SURFVIEW DRIVE UNIT 514

2 bd · 2 ba · 1,398 sqft · $286/sqft · 130 DOM

80 SURFVIEW DRIVE UNIT 611Sold · Jul ’26

$460,000

80 SURFVIEW DRIVE UNIT 611

2 bd · 2 ba · 1,398 sqft · $329/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 26 BEACHSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26 BEACHSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26 BEACHSIDE DRIVE FAQs

What would the monthly payment be for 26 BEACHSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,808/mo — principal and interest, the actual property-tax bill, the $120/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 26 BEACHSIDE DRIVE?+

The association fee works out to $120 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 26 BEACHSIDE DRIVE?+

The most recent tax bill on record (2024) was $1,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 26 BEACHSIDE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $535,000, this home is listed about 35% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 26 BEACHSIDE DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$535,000 runs 41% above the PALM COAST 32137 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXCHANGE, LLC · Jennifer Wagner. MLS #FC319532.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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