
120 AVENUE DE LA MER UNIT 1501, PALM COAST, FL, 32137
Active10 days on marketListed Aug 3, 2026MLS #FC320408
About this home
120 AVENUE DE LA MER UNIT 1501
Welcome to Casa Bella at Hammock Dunes. This first-floor residence is among the rarest in all of Casa Bella — a private entrance all your own, a sprawling screened lanai opening directly to lush fairway greenery, and an interior that stops buyers in their tracks from the moment they step through the door. The elegant foyer sets the tone immediately — decorative columns, coffered ceiling detail, and a statement light fixture that whispers this is different. Natural light floods the open living area through oversized sliding glass doors, flowing seamlessly to the lanai and the serene golf course landscape beyond. Crown molding throughout, warm neutral tones, and deliberate finishes at every turn make this a home that is as effortless to live in as it is beautiful. Then there is the kitchen — and there is simply nothing else like it. Exotic rainforest green granite sweeps across the island, perimeter counters, and backsplash in one breathtaking, uninterrupted statement. Rich maple cabinetry, a full stainless appliance suite, artisan pendant lighting, and a pass-through window to the tray-ceilinged formal dining room complete a space that transcends function entirely. The primary suite offers direct lanai access, dual walk-in closets, and a spa-inspired bath with dual vessel sinks, a deep soaking tub framed by glass block windows, and a separate rainfall shower. Two additional well-appointed guest bedrooms, a creatively designed powder room, a dedicated laundry room, and an immaculate two-car garage with epoxy floors and built-in cabinetry round out this impeccably maintained home. Now step outside. The aerials tell the story no interior photo can: Casa Bella sits nestled along the Tom Fazio championship golf course with the Atlantic Ocean just beyond — close enough to hear, close enough to walk to. Tucked within the gated, 997-acre enclave of Hammock Dunes, this is one of just 19 intimate Mediterranean-style carriage home buildings, each with only one residence per floor. The community pool pavilion, Jacuzzi, and fitness center are steps away. And for those seeking the full Hammock Dunes Club experience, optional membership at closing unlocks two championship courses, tennis, bocce, oceanfront dining, and a world-class fitness facility. Privacy. Prestige. And the Atlantic at your doorstep. This is not a home you find twice.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,014
Sqft
0.22 ac
Lot size
2
Garage
2006
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,713 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,713/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−24.2%
$/sqft vs HAMMOCK DUNES
$241 vs $449
Days on market
10 vs 49 typical
Where $241/sqft sits among the 17 homes for sale in HAMMOCK DUNES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 17
HAMMOCK DUNES have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 AVENUE DE LA MER UNIT 1501
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$785,000
17 MARBELLA COURT · same community
3 bd · 2 ba · 2,058 sqft · $381/sqft · 128 DOM
Sold · Dec ’25$850,000
17 MARBELLA COURT · same community
3 bd · 2 ba · 2,058 sqft · $413/sqft · 66 DOM
Sold · May ’26$1,300,000
85 AVENUE DE LA MER UNIT 705 · same community
3 bd · 2.5 ba · 2,110 sqft · $616/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 AVENUE DE LA MER UNIT 1501 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 AVENUE DE LA MER UNIT 1501 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
120 AVENUE DE LA MER UNIT 1501 FAQs
What would the monthly payment be for 120 AVENUE DE LA MER UNIT 1501?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,713/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 AVENUE DE LA MER UNIT 1501?+
The most recent tax bill on record (2025) was $5,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 120 AVENUE DE LA MER UNIT 1501?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $485,000, this home is listed about 22% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 AVENUE DE LA MER UNIT 1501?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$485,000 runs 28% above the PALM COAST 32137 median.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $515,000, now $485,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Joan McCullough. MLS #FC320408.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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