2228 RIVER RIDGE ROAD, DELAND, FL, 32720
Active36 days on marketListed Aug 22, 2026MLS #FC320576
About this home
2228 RIVER RIDGE ROAD
Welcome to waterfront living at 2228 River Ridge Road in DeLand! Situated on approximately 0.65 acres along a canal leading to the St. Johns River, this property offers a wonderful opportunity to enjoy the Florida waterfront lifestyle right from your own backyard. This 2-bedroom, 1.5-bath home features 1,210 square feet of living space, generously sized bedrooms with large walk-in closets, and a comfortable Florida room overlooking the backyard and canal. The former garage has been converted into additional flexible living space, perfect for a home office, den, hobby room, or bonus area, and also includes a convenient interior laundry room. Outside is where this property really shines. The oversized 28,152-square-foot lot provides approximately 0.65 acres with plenty of room to enjoy the outdoors. Head out back to the canal where you’ll find your own boathouse, offering direct water access and the opportunity to explore the waterways leading to the St. Johns River. Whether you’re looking for a full-time residence, weekend getaway, or a waterfront property you can make your own, this DeLand home offers space, versatility, and the Florida lifestyle in a beautiful canal-front setting. Bring your boat and your vision and discover the possibilities at River Ridge!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,210
Sqft
0.65 ac
Lot size
1972
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,343 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,343/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.3%
$/sqft vs RIVER RIDGE
$269 vs $243
Days on market
36 vs 41 typical
Where $269/sqft sits among the 7 homes for sale in RIVER RIDGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
DELAND 32720 — neighborhood snapshot
Population
34,633
Median age
41.4
Median income
$67,512
Median home value
$280,600
Avg household
2.59
Households w/ children
3,279
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
4 of 7
RIVER RIDGE have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the DELAND 32720 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2228 RIVER RIDGE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$258,000
7125 SILVERWOOD DRIVE · same community
2 bd · 2 ba · 1,372 sqft · $188/sqft · 148 DOM
Sold · Jul ’26$475,000
2313 RIVER RIDGE ROAD · same community
2 bd · 2 ba · 1,376 sqft · $345/sqft · 77 DOM
Sold · May ’26$360,000
2215 HONTOON RD. ROAD · same community
2 bd · 2 ba · 1,497 sqft · $240/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2228 RIVER RIDGE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2228 RIVER RIDGE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2228 RIVER RIDGE ROAD FAQs
What would the monthly payment be for 2228 RIVER RIDGE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,343/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2228 RIVER RIDGE ROAD?+
The most recent tax bill on record (2025) was $1,523. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Deland?+
At $324,900, this home is listed about 16% below the Deland median of $387,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2228 RIVER RIDGE ROAD?+
Woodward Avenue Elementary School (elementary), Southwestern Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Tracy Mack. MLS #FC320576.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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