4 TIDEWAY TRAIL, PALM COAST, FL, 32137
Active1 days on marketListed Aug 15, 2026MLS #FC320582
About this home
4 TIDEWAY TRAIL
Virtually Staged. WELCOME TO THE FLORIDA LIFESTYLE YOU’VE BEEN WAITING FOR! Built in 2023 and located in the desirable 55+ community of Matanzas Lakes, this beautifully maintained 3-bedroom, 2-bath home combines the ease of newer construction with the relaxed, active lifestyle Palm Coast is known for. Step inside to a bright, open and inviting floor plan designed for effortless everyday living and entertaining. The spacious main living areas flow comfortably together, creating the perfect setting for hosting friends, enjoying quiet evenings at home or welcoming family for a visit. Three bedrooms provide plenty of versatility, whether you need dedicated guest accommodations, a home office, hobby room or additional personal space. Here, life is about enjoying more and maintaining less. Matanzas Lakes offers a gated, low-maintenance 55+ setting where neighbors can gather, stay active and embrace the Florida sunshine. Enjoy community amenities including a clubhouse, swimming pool and pickleball courts—all just moments from home. And the location makes it even better! Palm Coast puts shopping, dining, medical facilities, golf, parks and recreation within easy reach, while the beautiful beaches of Florida’s Atlantic Coast are just a short drive away. Spend your mornings by the ocean, afternoons on the golf course or pickleball court, and evenings relaxing at home. Why wait to build when you can enjoy a 2023-built home and start living the lifestyle now? Whether you're downsizing, relocating to Florida or searching for the perfect place to enjoy your next chapter, 4 Tideway Trail offers the winning combination of newer construction, low-maintenance living, community amenities and an exceptional Palm Coast location. COME SEE WHY LIFE IS BETTER AT MATANZAS LAKES!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,905
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,229 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,229/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Palm Coast actives
$197 vs $221
Days on market
1 vs 49 typical
Where $197/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
208 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 TIDEWAY TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$246,000
19 BURREL PLACE
4 bd · 2 ba · 1,866 sqft · $132/sqft · 8 DOM
Sold · Apr ’26$465,000
5 BUFFALO BERRY PLACE
3 bd · 2 ba · 1,846 sqft · $252/sqft · 180 DOM
Sold · Mar ’26$380,000
156 BIRD OF PARADISE DRIVE
4 bd · 2.5 ba · 1,974 sqft · $193/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 TIDEWAY TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 TIDEWAY TRAIL — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 TIDEWAY TRAIL FAQs
What would the monthly payment be for 4 TIDEWAY TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,229/mo — principal and interest, the actual property-tax bill, the $190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 TIDEWAY TRAIL?+
The association fee works out to $190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 TIDEWAY TRAIL?+
The most recent tax bill on record (2025) was $6,067. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 TIDEWAY TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $375,000, this home is listed about 6% below the Palm Coast median of $399,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4 TIDEWAY TRAIL?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ELITE HOUSING ADVISORS, LLC. · Barbara Ungerman, PA. MLS #FC320582.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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