
30 LUDLOW LANE W, PALM COAST, FL, 32137
Active38 days on marketListed Sep 3, 2026MLS #FC320695
About this home
30 LUDLOW LANE W
30 Ludlow Lane West, a beautifully maintained 3-bedroom, 2-bath home offering 1,916 square feet of living space in Palm Coast. Built in 2006, this inviting home combines a spacious, open interior with an exceptionally attractive backyard that is ready to enjoy. From the moment you arrive, the home makes a great first impression with its paver driveway, attractive stucco exterior, mature landscaping and welcoming covered entry. Inside, soaring ceilings and abundant natural light give the main living areas an open and airy feel. The kitchen has been tastefully upgraded with granite countertops, white cabinetry, stainless steel appliances, ample storage and a large peninsula/breakfast bar that opens directly to the living area—ideal for everyday living as well as entertaining. Warm wood-look flooring flows through much of the main living space, while large windows and French doors bring the outdoors in. The home's comfortable layout provides plenty of room for family, guests, a home office or hobbies. One of the property's standout features is the beautifully landscaped, fully fenced backyard. Lush lawn, mature palms, flowering plants and established garden beds create a private outdoor retreat with plenty of room to relax, entertain, garden or simply enjoy the Florida sunshine. A screened outdoor living area extends the usable living space, while the detached storage shed provides convenient space for lawn equipment, tools and recreational gear. With its combination of generous living space, upgraded kitchen, paver driveway, attractive landscaping and exceptional fenced backyard, 30 Ludlow Lane West offers the kind of comfortable Florida lifestyle that's increasingly hard to find. Move-in ready and full of character, this is a home you'll want to see in person.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,916
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
Multi/Split
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,991 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,991/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.5%
$/sqft vs Palm Coast actives
$203 vs $216
Days on market
38 vs 73 typical
Where $203/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
204 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 30 LUDLOW LANE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$415,000
15 LONDONDERRY DRIVE · same community
3 bd · 2 ba · 1,879 sqft · $221/sqft · 34 DOM
Sold · Nov ’25$292,500
12 LAKE SUCCESS PLACE · same community
4 bd · 2 ba · 1,953 sqft · $150/sqft · 53 DOM
Sold · Jul ’26$430,000
25 LANSING LANE · same community
3 bd · 2 ba · 1,834 sqft · $234/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 30 LUDLOW LANE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 30 LUDLOW LANE W — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
30 LUDLOW LANE W FAQs
What would the monthly payment be for 30 LUDLOW LANE W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,991/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 30 LUDLOW LANE W?+
The most recent tax bill on record (2025) was $4,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $389,500, this home is priced right at the Palm Coast median.
Which schools are assigned to 30 LUDLOW LANE W?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HMS & GARDENS RE SYNERG · Kendall Caputo. MLS #FC320695.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 30 LUDLOW LANE W but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Angela to ping you on any price or status change →


