CENTURY 21 Edge
$649,9002 bd2 ba1,080 sqft$602 /sqft≈$4,395 /mo all-in ↓

1835 OAK PLACE, FLAGLER BEACH, FL, 32136

Active40 days on marketListed Sep 1, 2026MLS #FC320853

Single Family ResidenceVUQUAY SUB

Come see it

Upcoming open house

Sat, Oct 17

10:00 AM – 1:00 PM

About this home

1835 OAK PLACE

Virtually Staged. This is a Rare Flagler Beach Gem — Water Views, Privacy & Beachside Living! Welcome to 1835 Oak Place, a truly special double-lot property tucked away in a quiet, no-outlet roadway in the heart of Flagler Beach. This unique two-story block home is a rare hidden gem, offering the perfect blend of privacy, convenience, natural beauty, and Florida coastal living. Nestled near the Matanzas River and Intracoastal Waterway and just four blocks from the beach, this dream location gives you the best of both worlds — peaceful water view living surrounded by mature trees and mangroves, while still being just minutes from the sand, surf, restaurants, and everything Flagler Beach features. The 2-bedroom, 2-bath home is located on the second floor, where beautiful newly refinished oak hardwood floors add warmth and character throughout. The spacious living area features sliding glass doors that open onto a large private balcony overlooking the Intracoastal Waterway — the perfect spot to enjoy your morning coffee, watch the wildlife, or unwind while taking in spectacular Florida sunrises and sunsets. Step outside and discover one of this property's most special features: a private walkway leading to a small, private fishing dock. Bring your canoe, kayak, or small boat and enjoy easy access to the water right from your own backyard. Whether you're an avid fisherman, boating enthusiast, nature lover, or simply looking for a peaceful place to relax, this setting is hard to duplicate. The first floor offers an impressive 4+ car garage, providing abundant space for vehicles and all your Florida toys — such as a golf cart, small boat, motorcycles, kayaks, bicycles, or recreational equipment. Washer and dryer hookup, and two large lofts for storage. There is also an enclosed bonus room within the garage, offering exciting possibilities as a home office, workshop, hobby room, storage area, or whatever best suits your needs. For added convenience, the exterior staircase to the second floor is equipped with a newly installed chairlift, making access to the living level easier and more comfortable. Surrounded by mature trees, lush greenery, and mangroves, this property offers a rare sense of seclusion and tranquility. The quiet no-outlet setting feels worlds away from the hustle and bustle, yet you're only four blocks from the beach and conveniently close to Flagler Beach's coastal lifestyle. This isn't just a home — it's a rare opportunity to own your own private slice of Flagler Beach. Come discover this one-of-a-kind waterfront gem — where privacy, convenience, and coastal Florida living come together in one truly dreamy location.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,080

Sqft

0.36 ac

Lot size

4

Garage

1996

Year built

Two

Levels

$602

Per sqft

Trees/Woods & Water view

Inside

FlooringCeramic Tile · Hardwood
AppliancesConvection Oven · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Touchless Faucet
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingBoat · Driveway · Garage Door Opener · Golf Cart Parking · Ground Level · Oversized
ExteriorAwning(s) · Balcony · Outdoor Shower · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,810/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,395 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$484
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,395/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$484
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$362KedgeAI estimate $418,524 · range $377K–$460K$676K

vs edgeAI estimate

+55.3%

$/sqft vs Flagler Beach actives

$602 vs $298

Days on market

40 vs 80 typical

Where $602/sqft sits among the 128 Flagler Beach actives

43
30
17
15
15
8 · this home
$183–253$253–323$323–393$393–462$462–532$532+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$446K → $537K

Flagler Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

72 of 128

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $649,900 · 40 days on market since
1996Built · VUQUAY SUB

Reality check

What actually sold near 1835 OAK PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1608 S DAYTONA AVENUESold · Dec ’25

$595,000

1608 S DAYTONA AVENUE

2 bd · 2 ba · 1,082 sqft · $550/sqft · 1 DOM

1440 S FLAGLER AVENUESold · Feb ’26

$450,000

1440 S FLAGLER AVENUE

2 bd · 2 ba · 1,139 sqft · $395/sqft · 303 DOM

2131 S DAYTONA AVENUESold · Oct ’25

$318,000

2131 S DAYTONA AVENUE

2 bd · 2 ba · 978 sqft · $325/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1835 OAK PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1835 OAK PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1835 OAK PLACE FAQs

What would the monthly payment be for 1835 OAK PLACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,395/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1835 OAK PLACE?+

The most recent tax bill on record (2025) was $5,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $649,900, this home is listed about 18% above the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1835 OAK PLACE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$649,900 runs 48% above the FLAGLER BEACH 32136 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ENDLESS SUMMER REALTY · Lori Lameo. MLS #FC320853.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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