243 YACHT HARBOR DRIVE, PALM COAST, FL, 32137
Active5 days on marketListed Aug 23, 2026MLS #FC320904
Come see it
Upcoming open house
Sun, Aug 30
12:00 PM – 2:00 PM
About this home
243 YACHT HARBOR DRIVE
Prime Waterfront Lot in Harbor Village Marina! Create your ideal coastal retreat on this fantastic vacant lot located just south of historic St. Augustine. Perfectly positioned in the private, gated community of Yacht Harbor Village, this homesite offers an approved dock just steps from your future back door—providing effortless access to the Intracoastal Waterway. Residents may join the renowned Hammock Beach Resort and enjoy world-class amenities, including championship golf, sparkling pools, tennis, a full fitness center, and more. Hop on your golf cart for a quick ride to the beach, waterfront dining, and popular local attractions—everything you love about coastal living is right at your fingertips. With its unbeatable location, resort lifestyle, and pre-approved dock, this property delivers the ideal foundation for your custom waterfront home. Bring your vision to life in one of Florida’s most desirable coastal communities!
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,647 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,647/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 243 YACHT HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$400,000
102 YACHT HARBOR DRIVE UNIT 566 · same community
2 bd · 2 ba · 1,351 sqft · $296/sqft · 48 DOM
Sold · Aug ’26$325,000
102 YACHT HARBOR DRIVE UNIT 278 · same community
2 bd · 2 ba · 1,351 sqft · $241/sqft · 209 DOM
Sold · Nov ’25$399,000
102 YACHT HARBOR DRIVE UNIT 465 · same community
2 bd · 2 ba · 1,570 sqft · $254/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 243 YACHT HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 243 YACHT HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
243 YACHT HARBOR DRIVE FAQs
What would the monthly payment be for 243 YACHT HARBOR DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,647/mo — principal and interest, the actual property-tax bill, the $188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 243 YACHT HARBOR DRIVE?+
The association fee works out to $188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 243 YACHT HARBOR DRIVE?+
The most recent tax bill on record (2025) was $2,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 243 YACHT HARBOR DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $175,000, this home is listed about 56% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 243 YACHT HARBOR DRIVE?+
Old Kings Elementary School (elementary), Matanzas High School (high), Indian Trails Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$175,000 is 53% below the PALM COAST 32137 median of $375,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Palm Coast market that averages 48 — if it fits, move quickly.
04Strong assigned schools
Old Kings Elementary School, Matanzas High School, Indian Trails Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Michael Calluori. MLS #FC320904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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