1 OCEAN RIDGE BOULEVARD N, PALM COAST, FL, 32137
Active43 days on marketListed Aug 28, 2026MLS #FC320929
About this home
1 OCEAN RIDGE BOULEVARD N
Virtually Staged. A truly exceptional residence in the prestigious Ocean Hammock community, this luxurious 6-bedroom, 4.5-bath estate is ideally positioned on a desirable corner lot directly across from a beach walkover, offering effortless access to the pristine Atlantic shoreline. This remarkable home delivers an extraordinary blend of elegance, privacy, and resort-style living. From the moment you arrive, beautifully landscaped grounds and distinctive Mediterranean-inspired architecture set the tone for this exceptional coastal retreat. Inside, soaring ceilings, graceful architectural details, rich finishes, and expansive living spaces create an atmosphere of refined comfort. The impressive kitchen features custom wood cabinetry, granite countertops, and generous space for entertaining. The home’s upper levels are especially captivating, offering beautiful ocean views from both the second and third floors, creating a spectacular backdrop and an unmistakable connection to the coastal setting. Multiple living and dining areas flow seamlessly to the spectacular screened outdoor retreat, where a sparkling pool, spa, covered seating area, and lush private surroundings create your own secluded resort. Elegant balconies and outdoor spaces further extend the living experience, providing wonderful spaces to relax, entertain, and enjoy the coastal breeze. The coveted corner-lot setting enhances both privacy and presence, while the location directly across from the beach walkover makes enjoying the sand and surf remarkably convenient. Designed for sophisticated entertaining yet equally suited to relaxed coastal living, this extraordinary Ocean Hammock property represents a rare opportunity to own a private luxury retreat in one of Palm Coast’s most exclusive communities. Luxury, location, and lifestyle converge in this truly special Ocean Hammock residence.
Facts & features
The home at a glance
6
Bedrooms
4.5
Bathrooms
5,162
Sqft
0.38 ac
Lot size
3
Garage
2008
Year built
Three Or More
Levels
$523
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$17,609 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,609/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.9%
$/sqft vs OCEAN HAMMOCK
$523 vs $439
Days on market
43 vs 73 typical
Where $523/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
14 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 611% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 OCEAN RIDGE BOULEVARD N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$3,200,000
34 HAMMOCK BEACH CIRCLE S · same community
6 bd · 5 ba · 5,324 sqft · $601/sqft · 245 DOM
Sold · Jun ’26$1,700,000
9 NORTHSHORE DRIVE · same community
5 bd · 5 ba · 4,906 sqft · $347/sqft · 36 DOM
Sold · Sep ’26$2,970,000
32 HAMMOCK BEACH CIRCLE S · same community
5 bd · 6.5 ba · 5,612 sqft · $529/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1 OCEAN RIDGE BOULEVARD N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 OCEAN RIDGE BOULEVARD N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1 OCEAN RIDGE BOULEVARD N FAQs
What would the monthly payment be for 1 OCEAN RIDGE BOULEVARD N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,609/mo — principal and interest, the actual property-tax bill, the $31/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 OCEAN RIDGE BOULEVARD N?+
The association fee works out to $31 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 OCEAN RIDGE BOULEVARD N?+
The most recent tax bill on record (2025) was $22,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 OCEAN RIDGE BOULEVARD N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,699,000, this home is listed about 592% above the Palm Coast median of $389,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1 OCEAN RIDGE BOULEVARD N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,699,000 runs 611% above the PALM COAST 32137 median — but at 5,162 sqft it's also nearly 3 times the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Marcelle Miller. MLS #FC320929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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