CENTURY 21 Edge
$185,0001 bd1 ba662 sqft$279 /sqft$1,471 /mo all-in ↓

34 GREEN CIRCLE UNIT 101, PALM COAST, FL, 32164

Active4 days on marketListed Aug 25, 2026MLS #FC320937

Priced 46% below the PALM COAST 32164 medianNew constructionCondominiumAMERICAN VILLAGE SUB TR A

About this home

34 GREEN CIRCLE UNIT 101

Under Construction. New Affordable 55+ Condo Community Coming to Heart of Palm Coast Palm Coast is set to welcome a new wave of accessible, maintenance-free living with the first phase of American Village Condos, a 55-and-up community designed for retirees and second-home buyers seeking quality coastal living without the high price tag or endless upkeep. Residents will enjoy a low monthly fee of under $140 per month that covers internet, grounds maintenance, the community pool, exterior building upkeep, insurance, and other common-area costs. Future property taxes are expected to remain very low, giving buyers predictable long-term expenses. Located in the heart of Palm Coast near beaches and shopping, the community features newer-construction homes and condominiums surrounded by a resort-style pool. Optional garage spaces are available for an additional fee, providing extra convenience and storage for full-time residents or seasonal owners. The low maintenance structure is especially appealing for those looking to lock the door and leave for months at a time, or simply avoid the usual headaches of homeownership. Whether someone is downsizing or looking for a second home they can enjoy part of the year, American Village offers solid new construction, a community pool, and a low monthly fee. American Village is about giving people a comfortable, well-finished place they can actually afford to keep.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

662

Sqft

1.47 ac

Lot size

2026

Year built

One

Levels

$279

Per sqft

Water view55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Microwave · Range
InteriorOpen Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat
LaundryInside · Laundry Closet
CoolingOther
HeatingOther

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewWater
FacesNorth
ExteriorLighting · Sidewalk

Community & fees

HOA fee$140/mo
Taxes (2025)$0/yr
PetsSize Limit, Yes
CommunityGated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,471 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Property tax — 2025 actual bill$0
Condo fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,475
Interest rate6.00%
Loan term

Estimated payment

$1,640/mo

Principal & interest$1,089
FHA mortgage insurance (est.)$82
Est. property taxes$170
HOA / condo fee$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Palm Coast actives

$279 vs $219

Days on market

4 vs 48 typical

Where $279/sqft sits among the 400 Palm Coast actives

216
87 · this home
38
22
13
24
$156–225$225–294$294–364$364–433$433–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Terre

Get to know Palm Coast. See the full Palm Coast guide →

Belle Terre — neighborhood snapshot

Population

5,687

Median age

48

Median income

$62,936

Median home value

$295,367

Avg household

3

Households w/ children

517

For the school run

Flagler County School District

ElementaryLewis E. Wadsworth Elementary★★★★★
MiddleBuddy Taylor Middle School★★★★★
HighFlagler-Palm Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

210 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

Aug 25, 2026Listed at $185,000 · 4 days on market since
2026Built · AMERICAN VILLAGE SUB TR A

Reality check

What actually sold near 34 GREEN CIRCLE UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

66 PEBBLE BEACH DRIVESold · Jun ’26

$280,000

66 PEBBLE BEACH DRIVE

2 bd · 2 ba · 1,041 sqft · $269/sqft · 251 DOM

41 BLAINE DRIVESold · Sep ’25

$219,443

41 BLAINE DRIVE

2 bd · 2 ba · 1,081 sqft · $203/sqft · 2 DOM

8 HEMBURY LANE UNIT 8Sold · Jan ’26

$187,000

8 HEMBURY LANE UNIT 8

2 bd · 2 ba · 1,098 sqft · $170/sqft · 60 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Moe Thouk Oo

Your agent

Moe Thouk Oo

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34 GREEN CIRCLE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34 GREEN CIRCLE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

34 GREEN CIRCLE UNIT 101 FAQs

What would the monthly payment be for 34 GREEN CIRCLE UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,471/mo — principal and interest, estimated property taxes, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 34 GREEN CIRCLE UNIT 101?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 34 GREEN CIRCLE UNIT 101?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34 GREEN CIRCLE UNIT 101?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $185,000, this home is listed about 54% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 34 GREEN CIRCLE UNIT 101?+

Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32164 market on paper

$185,000 is 46% below the PALM COAST 32164 median of $339,990.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Palm Coast market that averages 48 — if it fits, move quickly.

Listing courtesy of TRADEMARK REALTY GROUP LLC · Steven Thomas. MLS #FC320937.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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