42 NAUTILUS DRIVE, FLAGLER BEACH, FL, 32136
Active23 days on marketListed Aug 28, 2026MLS #FC321031
About this home
42 NAUTILUS DRIVE
Welcome to 42 Nautilus Drive, where coastal living meets an active and amenity-rich 55+ lifestyle in the desirable Surfside Estates community! This spacious 2-bedroom, 2-bath home offers approximately 1,140 square feet of living space with a desirable split-bedroom layout, providing comfort and privacy for both owners and guests. This home has been extensively improved, with the plumbing and electrical systems completely redone, offering added peace of mind and value. Additional features include inside laundry, ceiling fans, storage space, central heating and air conditioning, a walk-in closet, and a covered outdoor area to enjoy the Florida lifestyle. The property also includes a carport and metal roof. Previous updates include newer flooring, appliances and A/C, along with interior and exterior painting. Ideally located for enjoying the best of coastal Florida living, this home offers convenient access to both the Atlantic Ocean and the Intracoastal Waterway. Spend your days at the beach, kayaking, fishing, boating, or simply enjoying the relaxed coastal atmosphere that makes Flagler Beach so special. Surfside Estates is an active 55+ cooperative community offering an impressive collection of amenities. Residents can enjoy the community pool, fitness and exercise areas, pool tables, clubhouse and social spaces, community kitchen, and event space for gatherings and special occasions. The community also features two pavilions, observation decks, kayak and canoe access, fishing opportunities, and additional outdoor recreational areas. Whether you are searching for a full-time Florida residence, seasonal retreat, or your own coastal getaway, 42 Nautilus Drive offers the opportunity to enjoy a thoughtfully updated home along with an exceptional array of community amenities—all just moments from the beach and Intracoastal Waterway. Come experience the relaxed coastal lifestyle that makes this community and Flagler Beach so special Seller offering $3000 in buyer concessions.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
0.07 ac
Lot size
1987
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,992 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,992/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Flagler Beach actives
$202 vs $306
Days on market
23 vs 57 typical
Where $202/sqft sits among the 136 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$446K → $537K
Flagler Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
68 of 136
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 42 NAUTILUS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$225,000
254 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,136 sqft · $198/sqft · 74 DOM
Sold · Jan ’26$220,000
90 MERRIMAC DRIVE · same community
2 bd · 2 ba · 1,144 sqft · $192/sqft · 191 DOM
Sold · Jan ’26$325,000
191 MONITOR DRIVE · same community
2 bd · 2 ba · 1,148 sqft · $283/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 42 NAUTILUS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42 NAUTILUS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42 NAUTILUS DRIVE FAQs
What would the monthly payment be for 42 NAUTILUS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,992/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42 NAUTILUS DRIVE?+
The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42 NAUTILUS DRIVE?+
The most recent tax bill on record (2025) was $1,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42 NAUTILUS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $230,000, this home is listed about 58% below the Flagler Beach median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42 NAUTILUS DRIVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$230,000 is 47% below the FLAGLER BEACH 32136 median of $438,000, and at $202/sqft it sits under the Flagler Beach average of $342.
02Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $235,000, now $230,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK · Edward Ellsworth. MLS #FC321031.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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